HDFC EasyShop Preferred Platinum Debit Card - IndiaLends
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Indialends, 26 Mar 2026

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EasyShop Preferred Platinum Debit Card

The HDFC Bank EasyShop Preferred platinum debit card is a microchip embedded card. It makes transactions more secured at POS machines and online platforms. This card offers greater security by storing & securely processing information. This advanced technology is more effective in preventing the card from being copied to produce counterfeit cards.

Read here in detail about EasyShop preferred platinum debit card 

Cashback and discount

5% cashback on fuel and grocery transactions. The minimum transaction value to avail of cashback is Rs 250 and the maximum limit of cashback set is Rs 500.

Milestone benefit

  • Get an Amazon voucher worth Rs 1000 on the spending of Rs 30,000 in the first three months of card issuance.
  • 100 bonus points on 1st transaction of value > Rs. 2,000 within 30 days of Issuance.

**Except for Special Platinum Customers

Welcome Benefit –

Get a Rs 250 Smartbuy Voucher to Shop Across 150+ brands on Smartbuy.  Know more Avail Flat Rs 50 Cashback on 1st Payzapp transaction with minimum spending of Rs 250.

The eligibility criteria to apply for HDFC Easyshop Preferred Platinum Debit Card:

Both NREs and Residents can apply for the EasyShop Platinum Debit Card. Resident Indians should be an account holders of any of the following:

  • Current Account
  • Savings Account
  • Supersaver Account
  • Salary Account
  • Loan Against Shares Account (LAS)

Easyshop Preferred Platinum Debit Card fees and charges

Daily Shopping limitRs 5 Lac
Daily domestic ATM withdrawal limitRs 1 Lac
Card withdrawal facilityRs 1000
Annual Maintainance chargesRs 750
Issuance chargesRs 750

How to apply for HDFC Bank Debit Card

If you are new to HDFC bank, you are required to open an account with the bank. For this, you need to download the account opening form from the bank’s website. After that, fill in the form to apply for an EasyShop platinum debit card.

Once you have completed the form with the required information, submit it to any of the nearest HDFC branches of the bank. Once processing is complete, your debit card will be sent to your mailing address.

In case you are an existing account holder in HDFC bank, here are the steps to follow:

  • Visit the HDFC Official Website. 
  • On the home page, you will find the Pay option, under which you will see a drop-down of various card options.
  • Select debit cards. Here, you will find various HDFC debit cards, pick the one that suits your needs. Click on the Signup, where you will get 2 options, like- 'Existing customer' or 'I'm a new customer. Select the right option and proceed further. 
  • After completion of the process, you will get the debit card and the checkbook within 48 hours at your doorstep.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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