HDFC Bank EasyShop Platinum Debit Card - IndiaLends
Default Image

Indialends, 17 Apr 2026

Share share icon

HDFC EasyShop Platinum Debit Card

The HDFC EasyShop Platinum Debit card is known for offering a host of benefits and privileges to cardholders. Using this card, the customer is getting a cashback of 1% on swiping at retail shops. Additionally, customers can save money every time they fill fuel at any fuel station in the country.  

Key highlights of EasyShop Platinum Debit Card

  • ATM Cash withdrawal limit is 1 Lakh per day
  • The purchase limit is INR 2.75 Lakh per day.
  • Re.1 cashback for every Rs.100 spent with the card 
  • Insurance cover

Features of HDFC EasyShop Platinum Debit Card

  • For each Rs 100 spent using the debit card, one is getting Rs 1 as cashback be it is an online purchase or an offline purchase. 1 Cashback point on every Rs. 200 spent on Groceries & Supermarket, Restaurant & Apparels, and Entertainment.
  • You can save more on fuel purchases at any petrol pump across India. One saves up to Rs 750 per month.
  • Insurance cover for death by road, rail, or air is given up to Rs 10 Lac.
  • Rs 50 Lakh is air accident insurance cover. It is provided only if the ticket is purchased using the HDFC EasyShop Platinum Debit Card.
  • All the purchases of items using the EasyShop Platinum debit card will be protected from happenings like fire and theft with an insurance amount of Rs. 50,000. The items must have been bought within six months of the incident.
  • Checked baggage will be insured with a sum of Rs. 20,000.
  • To protect your card from any fraudulent sale of purchases, make sure that the loss of your card must be reported within 30 days of the card being lost.

The eligibility criteria to apply for the EasyShop Platinum Debit Card

Both NREs and Residents can apply for the EasyShop Platinum Debit Card. Resident Indians should be an account holders of any of the following:

  • Current Account
  • Savings Account
  • Supersaver Account
  • Salary Account
  • Loan Against Shares Account (LAS)

Fee and Charges

Annual Fee150+applicable taxes
Add-on-card150+applicable taxes
POS/Ecom TransactionsNIL
Declines charges on insufficient balancesRs 25+applicable taxes
Duplicate PINRs 50+GST
Foreign Currency Mark-up ChargesA transaction charge of 1.8% of the transaction amount

How to apply for HDFC Bank Debit Card

If you are new to HDFC bank, you are required to open an account with the bank. For this, you need to download the account opening form from the bank’s website. After that, fill in the form to apply for an EasyShop platinum debit card.

Once you have completed the form with the required information, submit it to any of the nearest HDFC branches of the bank. Once processing is complete, your debit card will be sent to your mailing address.

In case you are an existing account holder in HDFC bank, here are the steps to follow:

  • Visit the HDFC Official Website. 
  • On the home page, you will find the Pay option, under which you will see a drop-down of various card options.
  • Select debit cards. Here, you will find various HDFC debit cards, pick the one that suits your needs. Click on the Signup, where you will get 2 options, like- 'Existing customer' or 'I'm a new customer. Select the right option and proceed further. 
  • After completion of the process, you will get the debit card and the checkbook within 48 hours at your doorstep.

Simplify Your Finances with IndiaLends

Compare credit cards, get instant loan offers, and track your credit score — all in one app.

download app scanner

Scan this QR Code

Latest Articles

Relevant Articles

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

toast icon URL copied to clipboard successfully !

Download the IndiaLends App Now

  • Track your credit score all the time and stay financially healthy
  • Get exclusive Loans and Credit Card offers
  • Enjoy a seamless experience

Scan this QR code to download the app

index banner image