ICICI Bank Coral Debit Card
The ICICI Bank Coral Debit card is designed for superior customers that is why it is embodied with the gemstone” coral”. The card is loaded with varied features like shopping, entertainment, and dining. ICICI Bank Coral Debit Card showers you with exciting gifts when you join the coral club! You are welcomed with gift vouchers and reward points from different merchant outlets when you apply for this card.
Key highlights of ICICI Bank Coral Debit Card
Eligibility Criteria
All customers holding an account with ICICI bank are eligible for this card. Existing eligible customers can also upgrade their accounts to apply for this card.
Fee and Charges
| Joining Fee | 499+GST |
| Annual Fee | 499+GST |
| Re-issuance Fee | 200+GST |
How to apply?
The process to apply for ICICI Bank Debit Cards
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.