Indialends, 25 Mar 2026

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Kotak Bank Platinum Debit Card

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Step into the world of exclusive privileges by applying for Kotak Mahindra Platinum Debit Card.  There are a host of benefits associated with this card. Read here in detail about the card.

Features and benefits of Kotak Bank Platinum Debit Card

There is a multitude of benefits and features which the Kotak Mahindra Debit Card has to offer. Here are just a few:

High Transaction Limit:  The Kotak Mahindra Debit Card makes you enjoy high transaction limits and ATM withdrawals with the Platinum Debit Card. The daily purchase limit of the card is Rs 200,000. The card withdrawal limit is Rs 200,000 for the Kotak Ace customers and Rs 50,000 for Kotak Edge and Kotak Pro customers.

Fuel Surcharge Waiver: As the fuel prices are rising each day, using this debit card, one can save on fuel. It is offering a fuel surcharge waiver at the rate of 2.5%. Fuel surcharge waiver can be earned while refueling at any petrol station located across India.

Complimentary Insurance Cover:   The Kotak Bank Platinum Debit Card comes with a complimentary insurance cover:

• Air accident insurance cover of Rs 200,00,000
• Lost Baggage Insurance cover of Rs 10,000
• Card purchase protection cover of Rs 100,000

The best part about the Kotak Platinum Debit Card is that it is chip-based so it allows you greater security. Be the one is making a transaction online or at merchant locations, each of the transactions is secured.

Priority Pass Membership: The platinum debit cardholder is being provided with priority pass access. It is one of the best airport access programs that allow you to lounge access at some of the finest and most luxurious airports across 400 cities and 120 nations across the world.

Enjoy Exclusive discounts: The Kotak Bank platinum cardholder gets access to some of the exclusive discounts, attractive deals, offers, and much more at the merchant locations and also for online shopping. These offers span across various lifestyle verticals like traveling, shopping, wellness, health care, dining, and other such activities.

Visa Global Customer Assistance Service (GCAS) – Uncertainty follows us everywhere. Accidents, thefts, and mishaps can happen anytime and anywhere, whether we may be at home or traveling. However, as a Platinum debit cardholder, you can rest assured that you are protected from any of this. The 24 hours Visa Global Customer Assistance Service (GCAS) is at your service round the clock if you need to report the loss of a stolen lost card, need an Emergency Card Replacement, or wish to resolve any debit card-related query.

The eligibility criteria to apply for the Kotak Bank Platinum Debit Card

The Kotak Mahindra Platinum debit card is specially designed to bring the best of convenience and offers to the cardholders. This debit card is available for the selective Kotak Mahindra customers, namely resident Indians who hold a Kotak Mahindra Savings Account and Non-resident Indians who hold a Kotak Mahindra NRE Savings Account.

Fee and charges

How to apply for Kotak Bank Debit Card

Internet Banking

• Log on to the bank’s net banking portal using your username and password.
• On the net banking portal, look out for the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
• Clicking on this option will open a new page. On the page, click on the 'Request ATM/ debit card option'.
• Proceed further, by entering either the OTP received on the registered mobile number or use the profile password.
• After entering any one of the above, click on 'Submit'.
• Choose the account for which you wish to get a new debit card and choose the card type and agree to the terms and conditions.
• Click on 'Submit'.  Post that, the verification will take place.
• After the submission of the card request, the status is updated on the screen.
  

Written Request

The written request made for a new Kotak Bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

To avail of a new Kotak ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1860-266-2666.