Kotak Bank Silk Platinum Debit Card
The Kotak Silk Platinum Debit Card is designed especially for the new age Woman to cater to her lifestyle needs. It comes with a host of cashback and discount offers on brands across categories. Read here in detail about the features and benefits of this debit card.
Features and benefits of Kotak Bank Silk Platinum Debit Card
Insurance facilities:
Toll-free services for assistance in India. Reach out to the emergency service at 000117, which is followed by 866 765 9644 when asked.
You can contact us at our 24-hour Customer Contact Centre at 0091 22 6600 6022 to get toll-free numbers while calling overseas locations.
The eligibility criteria to apply for the Kotak Bank Silk Platinum Debit Card.
The Kotak Mahindra Platinum debit card is specially designed to bring the best of convenience and offers to the cardholders. You will be eligible to apply for the Kotak Silk Platinum Debit card if you have Silk- Women's Savings Account with Kotak Mahindra Bank.
How to apply for Kotak Bank Silk Platinum Debit Card?
Internet Banking
Written request
The written request made for a new Kotak Bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.
Customer Care
To avail of a new Kotak ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1860-266-2666.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.