Punjab National Bank Classic Debit Cards- Check features and benefits
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Indialends, 21 Apr 2026

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Punjab National Bank Classic

The Punjab National bank classic debit card is one of the best debit cards known for making banking easier for the customers. In addition to performing the function of withdrawing cash from the ATMs, this can also be used to make purchases at the point of sale i.e., merchant establishment or over the internet for e-commerce transactions.

Features of Punjab National Bank Classic Debit Card

  • It’s a RuPay Debit Card
  • Makes you enjoy cashless shopping.
  • Can be used at 1,93,000+ATMs of various banks.
  • Daily cash withdrawal limit: Rs.25,000
  • ECOM/POS Consolidated Limit: Rs. 60,000

Here are the benefits of using the Punjab National Debit Card

  • Free Accidental/Disability Insurance: Rs. 50,000
  • Earn 1 point on each spent of  Rs 100 purchases on PoS & E-Com
  • Get 2, 3, or 4  additional points in addition to the regular points for every Rs. 100 spent at Max stores
  • Makes you enjoy a higher withdrawal and transaction limit
  • Quick and secure access for funds.
  • Lesser transaction cost.
  • Customer service available 24 hrs. for all the 7 days of a week
  • The card comes with an enhanced security limit.
  • Cardholders can enjoy a wide array of benefits.

The eligibility criteria to apply for PNB Classic Debit Card:

All SB and CA account holders, who maintain a minimum balance and who regularly operate their accounts are eligible to get this card. Existing eligible customers can also upgrade their accounts to apply for this card.

Fee and Charges

Card issuance chargesNIL
Second-year onwards annual feeRs 100
Charges of Issuance of add-on CardRs 50+GST
Replacement or re-issuance of lost damage cardRs 100

How to apply for Punjab National Debit Card

Via Internet Banking

  • Log in to the PNB internet banking website.
  • Click on the tab titled ‘e-Services’.
  • Select the option titled ‘ATM card services.
  • From the list of options provided, click on the option titled ‘Request ATM/debit card’.
  • The request will have to be authenticated with internet banking credentials and OTP sent to the registered mobile number.
  • Once the request has been successfully placed, the customer is notified of the duration that it would take for the card to be delivered. The steps mentioned above are also applicable when requesting a new debit card on the SBI mobile banking app.

Via written request

Write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for a new PNB debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

To avail of a new PNB ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1800-180-2222/ 1800-103-2222.


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