Punjab National Bank Classic
The Punjab National bank classic debit card is one of the best debit cards known for making banking easier for the customers. In addition to performing the function of withdrawing cash from the ATMs, this can also be used to make purchases at the point of sale i.e., merchant establishment or over the internet for e-commerce transactions.
Features of Punjab National Bank Classic Debit Card
Here are the benefits of using the Punjab National Debit Card
The eligibility criteria to apply for PNB Classic Debit Card:
All SB and CA account holders, who maintain a minimum balance and who regularly operate their accounts are eligible to get this card. Existing eligible customers can also upgrade their accounts to apply for this card.
Fee and Charges
| Card issuance charges | NIL |
| Second-year onwards annual fee | Rs 100 |
| Charges of Issuance of add-on Card | Rs 50+GST |
| Replacement or re-issuance of lost damage card | Rs 100 |
How to apply for Punjab National Debit Card
Via Internet Banking
Via written request
Write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for a new PNB debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.
Customer Care
To avail of a new PNB ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1800-180-2222/ 1800-103-2222.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
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Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.