Punjab National Bank Platinum Debit Card- IndiaLends
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Indialends, 25 Mar 2026

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Punjab National Bank Platinum Debit Card

The Punjab National Bank Platinum Debit Card is designed especially for elite customers.  It is a customized debit card with the name and photograph printed on the debit card. Apart from that, being a platinum card, there are a host of features and benefits associated with the card.

Features

  • The Punjab National Platinum Debit Card is also issued under two variants Master and RuPay
  • Makes you enjoy cashless shopping
  • The card enjoys worldwide acceptance at 193000 ATMs of various banks.
  • Daily cash withdrawal limit: Rs.50,000
  • ECOM/POS Consolidated Limit: Rs. 1,25,000

The benefits of applying for Punjab National Bank Platinum Debit Card

  • Get a  free accidental/disability Insurance: Rs. 2,00,000
  • Earn 1 point on each spent of Rs 100 on PoS & E-Com
  • Get 2, 3, or 4 points in addition to the regular points for every Rs. 100 spent at Max Get More partner outlets.
  • Higher withdrawal and transaction limit.
  • Quick and secure access for funds.
  • Lesser transaction cost
  • Customer service is available 24 hrs. for all 7 days of a week.
  • The card comes with enhanced security.
  • Cardholders can enjoy a wide array of benefits

Eligibility criteria

All elite account holders, who maintain a minimum balance and who regularly operate their accounts are eligible to get this card. Existing eligible customers can also upgrade their accounts to apply for this card.


Charges for card issuanceNIL
Annual feeRs 100
Replacement/ Re-issuance for lost damaged CardRs 100
Issuance of Debit CardRs 25
Mark-up chargesRs 10


The documents required to apply for the Punjab National Bank Classic Debit Card

  • Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
  • Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
  • Passport-sized photograph

How to apply for Punjab National Classic Debit Card

Via Internet Banking

  • Log in to the PNB internet banking website.
  • Click on the tab titled ‘e-Services’.
  • Select the option titled ‘ATM card services.
  • From the list of options provided, click on the option titled ‘Request ATM/debit card’.
  • The request will have to be authenticated with internet banking credentials and OTP sent to the registered mobile number.
  • Once the request has been successfully placed, the customer is notified of the duration that it would take for the card to be delivered. The steps mentioned above are also applicable when requesting a new debit card on the SBI mobile banking app.

Via written request

Write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for a new PNB debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

To avail of a new PNB ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1800-180-2222/ 1800-103-2222.

FAQ’s

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The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

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Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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