Enjoy Crest of Benefits with RBL Bank Crest Debit Card
Default Image

Indialends, 23 Mar 2026

Share share icon

RBL Bank Crest Debit Card

RBL Bank Crest Debit Card is amongst the various customer-oriented and beneficial debit cards designed by RBL Bank. This card offers new-age Contactless technology that lets you 'tap and pay'.

Here are the features of the RBL Bank Crest Debit Card

  • Enjoy Contactless Payment: At stores accepting Contactless payment, place your Crest Debit Card within a few inches of the POS/payment machine. Once you get a ‘beep’ and a green light your payment is done! The maximum payment allowed is Rs 5000.
  • Get exclusive gift vouchers: Be pampered, with Rs. 1500/- worth attractive gift vouchers on leading brands like Bata, Myntra, Zee5, Uber, Big Basket, Pizza Hut, Levi’s, Apollo Pharmacy, Peter England, Louis Philippe, OLA, and many more.
  • Manage & secure your Debit Cards through RBL MO Bank 2.0 App→ Blocking, unblocking, setting usage limits all at your fingertips .
  • Higher ATM withdrawal limit of Rs. 1,00,000 a day
  • Enhanced Point of Sale limit of Rs. 2,00,000 a day, including online transactions

Benefits of holding RBL Bank Crest Debit Card

  • There is no admission charge on the processing charge on the debit card. The card will be absolutely free of cost for the first year and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually, the debit card issued by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bills, online shopping, booking a ticket and to purchase fuel at petrol pumps, etc.
  • These cards are accepted all over India, in fact, some are accepted internationally as well.
  • You can enjoy the various discounts and offers run by various online shopping websites.

The eligibility criteria to apply for RBL Bank Crest Debit Card

The Crest Debit MasterCard is an exclusive offering for all RBL Bank Savings & Current account customers.

Fee and charges

Maximum Cash withdrawalNo Limit
Maximum Purchase limitNo Limit
Issuance Charges & Annual Maintainance ChargesNIL
Card Replacement ChargeNIL

How to apply for RBL Bank Debit Card?

  • All RBL Bank customers who have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the RBL Bank crest debit card.
  • If a user does not have an RBL Bank Savings account or a Current account, then one must first open an account in the RBL Bank branch.
  • Users can apply for RBL Bank Debit Card while opening a savings account or current account with the bank, or the user can apply for it later as well once their bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive RBL Bank ATM cum debit card at his registered address.
  • After this bank customers can collect the PIN number for the card from the branch or Bank would send the PIN to the registered address through a separate post.
  • Now finally, customers can avail RBL Bank banking facility at any RBL Bank network ATM or through another bank ATM.


FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

toast icon URL copied to clipboard successfully !

Download the IndiaLends App Now

  • Track your credit score all the time and stay financially healthy
  • Get exclusive Loans and Credit Card offers
  • Enjoy a seamless experience

Scan this QR code to download the app

index banner image