RBL Bank RuPay Debit Card- Enjoy host of lifestyle benefits
Default Image

Indialends, 27 Apr 2026

Share share icon

RBL Bank RuPay Debit Card

The RuPay debit card offered by RBL bank is a debit card that is designed especially for those customers who comes with a lower daily cap on both purchase and withdrawal limit. Apart from these benefits, the RBL bank RuPay Debit Cardholder also enjoys complimentary insurance against accidental disability and death. This debit card is secured with a pin to make sure that all the transactions made using the debit card are safe and secured. Read here in detail about RBL Bank RuPay Debit Card.

Features of RBL Bank RuPay Debit Card

Usage

The RBL Bank  RuPay debit card is valid only for domestic use.

ATM Access

You will have access to any ATM across India. You can withdraw up to Rs.1,000 per day.

Purchase

Using this debit card, one can make a purchase of Rs 10,000 in a day including your ATM withdrawals. The limit on the card is a combination of ATM withdrawals and purchase transactions.

Online Transactions

You can use your card to shop online or carry out other financial transactions.

Instant PIN

To set your PIN, you simply need to send an SMS to RBL Bank from your registered mobile number.

Complimentary Insurance

The RBL along with the RuPay debit card is offering insurance cover of up to Rs 1 lakh. You can claim this insurance if you have carried out at least one transaction at an ATM, POS, eCommerce site, or a Micro ATM in the last 45 or 90 days before the accident or permanent disability. 

Alerts

Whenever you made any transaction using the debit card, you will get an SMS and email alerts on your registered mobile number.

Security

The card is PIN-based. For all transactions, you need to verify and confirm them with your PIN.

The documents required to apply for RBL Bank RuPay Debit Card

To open a savings account with RBL Bank, you need to submit a recent passport photograph along with the following documents:

Anyone ID Proof and address proof

  • Passport (Mandatory for NRIs)
  • PAN Card
  • Voter ID
  • Aadhaar Card
  • Driving License

Fee and charges

Purchase LimitUp to Rs 10,000 in a day
Annual Maintainance ChargeNIL
Card Replacement ChargeRs 200
Issuance chargeNIL

How to apply for RBL Bank Debit Card?

  • If a user does not have an RBL Bank Savings account or a Current account, then one must first open an account in the RBL Bank branch.
  • Users can apply for RBL Bank Debit Card while opening a savings account or current account with the bank, or the user can apply for it later as well once their bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive RBL Bank ATM cum debit card at his registered address.
  • After this, the bank customers can collect the PIN number for the card from the branch or Bank would send the PIN to the registered address through a separate post.
  • Now finally customers can avail RBL Bank banking facility at any RBL Bank network ATM or through another bank ATM.

Simplify Your Finances with IndiaLends

Compare credit cards, get instant loan offers, and track your credit score — all in one app.

download app scanner

Scan this QR Code

Latest Articles

Relevant Articles

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

toast icon URL copied to clipboard successfully !

Download the IndiaLends App Now

  • Track your credit score all the time and stay financially healthy
  • Get exclusive Loans and Credit Card offers
  • Enjoy a seamless experience

Scan this QR code to download the app

index banner image