SBI Platinum International Debit Card - Features & Benefits
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Indialends, 23 Mar 2026

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SBI Platinum International Debit Card

The SBI Platinum International Debit card is available in both Visa and Mastercard variants. The card is known for providing a host of benefits and privileges to customers apart from offering the convenience of cashless transactions and ATM withdrawals.

Key highlights of SBI Platinum International Debit Card

  • Withdrawal limit- Rs 1 Lakh
  • Purchase limit- Rs 1 Lakh
  • International Usage facility
  • Earn 1 point for every Rs.200 spent

Features of SBI Platinum International Debit Card

Usage

The SBI Platinum Debit card is enabled for international usage. Travel the world in style using the international debit card. It offers you to enjoy the convenience of cashless shopping anywhere.

Easy ATM access

The Platinum Debit card of SBI makes you enjoy easy access to the ATMs across all the country and the world. You can withdraw up to Rs.1 lakh per day.

Purchase Transactions

You can use your debit card to make purchases for up to Rs.2 lakhs per day.

Insurance

You are entitled to complimentary insurance cover against accidental death. You will be covered for Rs.5 lakhs.

Rewards

The Platinum Debit Card is eligible to earn reward points under the State Bank Rewardz scheme. You will earn 1 point for every Rs.200 spent on your card.

Purchase Protection

You will be protected against theft and damage on all your purchases for up to Rs.50,000 for up to 90 days from the date of purchase.

The reward program of SBI Platinum International Debit Card

  • If you are using the debit within the first month of card issuance, you will be entitled to receive 50 State Bank Rewardz bonus points.
  • If you are swiping card three times within a month of card issuance, you will be entitled to receive 100 State bank Rewardz bonus points.
  • Carry out at least three more transactions in a quarter and you can triple your reward points.
Issuance FeeRs 306
Annual FeeRs 200+GST
Duplicate debit card issuance feeRs 200+GST
Cash limit fee for domestic ATMsRs 1 Lakh
Cash limit fee for international ATMsSubject to a maximum of foreign currency equivalent to Rs.1 lakh
POS limit fee at domestic outletsRs 2 Lakhs
POS limit fee at international outletsSubject to a maximum of foreign currency equivalent to Rs.1 lakh


How to apply for the SBI Platinum International Debit Card?

Via Internet Banking

  • Log in to the SBI internet banking website.
  • Click on the tab titled ‘e-Services’.
  • Select the option titled ‘ATM card services.
  • From the list of options provided, click on the option titled ‘Request ATM/debit card’.
  • The request will have to be authenticated with internet banking credentials and OTP sent to the registered mobile number.
  • Once the request has been successfully placed, the customer is notified of the duration that it would take for the card to be delivered. The steps mentioned above are also applicable when requesting a new debit card on the SBI mobile banking app.

Via written request

The customer can give a written request for applying for a new debit card and email it to the SBI customer care email ID.


FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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