SBI Platinum International Debit Card
The SBI Platinum International Debit card is available in both Visa and Mastercard variants. The card is known for providing a host of benefits and privileges to customers apart from offering the convenience of cashless transactions and ATM withdrawals.
Key highlights of SBI Platinum International Debit Card
Features of SBI Platinum International Debit Card
Usage
The SBI Platinum Debit card is enabled for international usage. Travel the world in style using the international debit card. It offers you to enjoy the convenience of cashless shopping anywhere.
Easy ATM access
The Platinum Debit card of SBI makes you enjoy easy access to the ATMs across all the country and the world. You can withdraw up to Rs.1 lakh per day.
Purchase Transactions
You can use your debit card to make purchases for up to Rs.2 lakhs per day.
Insurance
You are entitled to complimentary insurance cover against accidental death. You will be covered for Rs.5 lakhs.
Rewards
The Platinum Debit Card is eligible to earn reward points under the State Bank Rewardz scheme. You will earn 1 point for every Rs.200 spent on your card.
Purchase Protection
You will be protected against theft and damage on all your purchases for up to Rs.50,000 for up to 90 days from the date of purchase.
The reward program of SBI Platinum International Debit Card
| Issuance Fee | Rs 306 |
| Annual Fee | Rs 200+GST |
| Duplicate debit card issuance fee | Rs 200+GST |
| Cash limit fee for domestic ATMs | Rs 1 Lakh |
| Cash limit fee for international ATMs | Subject to a maximum of foreign currency equivalent to Rs.1 lakh |
| POS limit fee at domestic outlets | Rs 2 Lakhs |
| POS limit fee at international outlets | Subject to a maximum of foreign currency equivalent to Rs.1 lakh |
How to apply for the SBI Platinum International Debit Card?
Via Internet Banking
Via written request
The customer can give a written request for applying for a new debit card and email it to the SBI customer care email ID.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.