SBI Global International Debit Card - Benefits, fees and charges
Default Image

Indialends, 25 Mar 2026

Share share icon

SBI Silver International Debit Card

The State Bank of Silver International debit card is a basic card. It is offering an SMS facility and 24x7 customer care service. Using this debit card, one gets an opportunity to earn 1 reward point on each Rs 200 spent.

Here are the features and benefits of the Silver International Debit Card

Ease of access 

The State Bank of India Silver International Debit Card is used for shopping purposes at almost 5 lakh merchant outlets in India and over 30 million outlets worldwide. The debit card can also be swiped for making online purchases. This is a debit cum ATM Card, one can use it for making payment of utility bills easily online.

Best Loyalty Program

Using Silver International Debit Card, you are getting up to  1 FreedomRewardz point for each Rs. 200 spent on shopping, dining, filling fuel, booking travel tickets, and making online purchases. You will get 50 bonus points on making the first two transactions using the Silver International Debit Card. If you make your third purchase transaction within one calendar month using this debit card; you will earn 100 State Bank Rewards bonus points. 

SMS Facility

On each transaction you are making using the Silver International Debit card, you get an instant SMS alert for all cash withdrawals, purchase transactions, online transactions made on your State Bank Silver International Debit Card.

24X7 Helpline

With State Bank Silver International Debit Card, you’ll get 24X7 assistance service. You can simply call on 080-26599990 or toll-free nos. 1800 11 2211 or 1800 425 3800 for any kind of queries related to debit card or account. You can even mail them at contactcentre@sbi.co.in.

Fee and charges

On SBI's POS terminalsYou’ll be charged 0.75% of the transaction amount for transactions up to Rs. 2,000 or Rs. 10 (whichever is higher). For transactions worth Rs. 2,000; you have to pay a surcharge of 1% of the transaction value.
Other bank's POS Terminals2.5% of transaction value or Rs. 10 (whichever is higher).
Debit Card Replacement ChargesRs 204
Regeneration of PINRs 51

How to apply for SBI Silver International Debit Card

Via Internet Banking

  • Log in to the SBI internet banking website.
  • Click on the tab titled ‘e-Services’.
  • Select the option titled ‘ATM card services.
  • From the list of options provided, click on the option titled ‘Request ATM/debit card’.
  • The request will have to be authenticated with internet banking credentials and OTP sent to the registered mobile number.
  • Once the request has been successfully placed, the customer is notified of the duration that it would take for the card to be delivered. The steps mentioned above are also applicable when requesting a new debit card on the SBI mobile banking app.

Via written request

The customer can give a written request for applying for a new debit card and email it to the SBI customer care email ID.


FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

toast icon URL copied to clipboard successfully !

Download the IndiaLends App Now

  • Track your credit score all the time and stay financially healthy
  • Get exclusive Loans and Credit Card offers
  • Enjoy a seamless experience

Scan this QR code to download the app

index banner image