Bank of Baroda Master Platinum Debit Card
The Bank of Baroda Master Platinum Debit Card has become the first choice of premium customers. The bank has designed the card specially to meet the requirement of people who are looking for a debit card with higher spending and cash withdrawal limits.
The card makes shopping convenient and safe for the customers. Another best part about the MasterCard Platinum debit card is that it is usable at any ATM/ Merchant outlet having a MasterCard logo and NFS member bank ATMs. The card makes merchant and online shopping very convenient and safe.
Features of Bank of Baroda Master Platinum Debit Card
Benefits of Bank of Baroda Master Platinum Debit Card
The eligibility criteria to apply for the Bank of Baroda Master Platinum Debit Card:
| Issuance fees | NIL |
| Annual Fee | Rs 100 |
| Debit Card renewal charges | NIL |
| Card replacement charges | Rs 200 |
| Pin regeneration | Rs 150 |
| Account overdrawn charges | Rs 200 |
| Fuel surcharges | Rs.2.5% + Service tax (if any), on transaction amount or Rs.10/- whichever is higher |
Here are the documents required to apply for the Bank of Baroda Master Platinum Debit Card
How to apply for the Bank of Baroda Platinum Debit Card:
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.