HDFC Bank EasyShop Woman's Advantage Debit Card
Default Image

Indialends, 26 Mar 2026

Share share icon

HDFC Easyshop Woman Advantage Debit Card

HDFC Bank EasyShop Woman Advantage is designed especially for women to meet all their shopping and lifestyle needs. Using this card, women get a chance to save more on their daily spending. It offers 0.5% cashback at all the merchant outlets as well as online outlets. It even helps in saving on fuel at some selected BPCL fuel stations on swiping the woman advantage debit card. An important feature of this card is that attracts many HDFC customers.

Key highlights of HDFC EasyShop Woman Advantage Debit Card

  • The domestic ATM withdrawal limit per day is Rs 25000
  • The daily domestic purchase or shopping limit is Rs 1.75 lakhs
  • 0.5% Cashback on shopping at select merchant categories
  • Free Insurance cover of Rs. 5 lakhs

Features and benefits of HDFC EasyShop Woman Advantage Debit Card

  • Earn 1 cashback point on each Rs 200 spent on Payzapp, Smartbuy, Telecom, Groceries, Supermarket, Restaurant, and apparel. The cashback one received comes up with a maximum cap of Rs 750 per card per month.
  • HDFC bank on making a payment with a card offers a 50% discount on locker fees for the first year. Locker should be in HDFC bank.
  • Death Cover by Air / Road / Rail - Sum Insured Rs. 5 lakhs
  • International air accident coverage is Rs 25 Lakh on making purchases using this debit card.
  • Checked Baggage Insurance Sum of Rs. 2 lakhs
  • You will not have any liability to any fraudulent Point of Sale transactions on the debit card recorded up to 90 days before reporting the card loss.
  • Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines at government petrol outlets (HPCL/ IOCL/ BPCL)
  • Chip+PIN card activated for International & Domestic Usage
  • Paying bills for online shopping using your HDFC EasyShop women advantage Debit Cardis verified by Visa/ MasterCard Secure Code service.

The eligibility criteria to apply for the HDFC EasyShop Women Advantage debit card:

Both NREs and Resident Indians can apply for this card.

As a Resident Indian, you should have any of the following to apply for the card:

  • Loan Against Shares Account (LAS)
  • Savings Account
  • Supersaver Account Salary Account
  • Current Account

Fee and charges

Annual FeeRs 150+ applicable taxes
Add-on-card annual feeRs 150+ applicable taxes
POS/ Ecom TransactionsNIL
Decline charges for insufficient balancesRs 25+ applicable taxes
Mark-up charges-- POS Transactions1.8% on the transactions
Foreign currency mark-up3.5% of the transaction amount

How to apply for HDFC Bank Debit Card

If you are new to HDFC bank, you are required to open an account with the bank. For this, you need to download the account opening form from the bank’s website. After that, fill in the form to apply for an EasyShop platinum debit card.

Once you have completed the form with the required information, submit it to any of the nearest HDFC branches of the bank. Once processing is complete, your debit card will be sent to your mailing address.

In case you are an existing account holder in HDFC bank, here are the steps to follow:

  • Visit the HDFC Official Website. 
  • On the home page, you will find the Pay option, under which you will see a drop-down of various card options.
  • Select debit cards. Here, you will find various HDFC debit cards, pick the one that suits your needs. Click on the Signup, where you will get 2 options, like- 'Existing customer' or 'I'm a new customer. Select the right option and proceed further. 
  • After completion of the process, you will get the debit card and the checkbook within 48 hours at your doorstep.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

toast icon URL copied to clipboard successfully !

Download the IndiaLends App Now

  • Track your credit score all the time and stay financially healthy
  • Get exclusive Loans and Credit Card offers
  • Enjoy a seamless experience

Scan this QR code to download the app

index banner image