HSBC Visa Platinum Credit Card
The HSBC Visa Platinum Credit Card is one of the best cards suited for fuel purchases, dining, and shopping. It is a lifetime free credit card offering a host of premium services to make your life rewarding each day.s
Features and Benefits of HSBC Visa Platinum Credit Card
The reward program of HSBC Visa Platinum Credit Card
Eligibility criteria to apply for HSBC Visa Platinum Credit Card
The document required to apply for a HSBC Visa Platinum Credit Card:
HSBC Visa Platinum Credit Card fee and Charges
Fee Type | Amount |
Joining Fee | NIL |
Annual Fee | NIL |
Interest Rate | 3.3% per month |
Cash withdrawal Fee | 2.5% of the transaction amount (subject to a minimum of Rs.300) |
Reward Redemption Fee | Rs 50 per request |
Overlimit fee | Rs 500 per month |
Late payment fee | 50% of the minimum due amount (subject to a minimum of Rs.400 and a maximum of Rs.750) |
Salary Retrieval fee | Rs 225 per month |
Credit Card Replacement fee | Rs 100 |
Currency Conversion Fee | 3.5% per month |
How to apply for HSBC Smart Value Credit Card?
IndiaLends has collaborated with the top banks and financial institutions offering 50+ credit cards. Among these, we are also offering cards with similar features HSBC Visa Platinum credit card is offering. You may, however, check your eligibility for other credit cards that will better suit your spending patterns. Click here to find the list of eligible credit cards..
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.