ICICI Bank Coral Credit Card
The ICICI Bank Coral Credit Card is a ‘gemstone’ collection of ICICI Bank. These cards can be availed in both Mastercard and Visa variants. You can avail of benefits like travel, shopping, movie, and many more with this card. One can save up to Rs 11000 a year on yearly spending of Rs 360,000 in a year using this card.
Key highlights of ICICI Coral Credit Card
The reward program of ICICI Coral Credit Card
The ICICI Coral Credit Card is rewarding you for all your expenses in association with PAYBACK. You will earn rewards in the following manner:
The eligibility criteria to apply for ICICI Coral Credit Card
The documents required to apply for ICICI Coral Credit Card
ICICI Coral Credit Card Fee and Charges
Joining Fee | Rs 500 |
Annual Fee | Rs 500 |
Finance Charges | 3.50% per month/ 42% annually |
Foreign Currency Mark-up fee | 3.50% |
Redemption Handling fee | Rs 99 per request |
Over-limit Charges | 2.50% on over limit amount/Min. Rs. 500 |
Late Payment Fee | Nil for amount less than Rs. 100 Rs. 100 for amount between Rs.100 and Rs. 500 Rs. 500 for amount between Rs. 501 and Rs. 10,000 Rs. 750 for amount more than Rs. 10,000 |
Card Replacement Fee | Rs 100 |
How to apply for ICICI Credit Card at IndiaLends Platform
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
Apply for the ICICI Bank Coral Credit Card and experience privileges, offers and more!
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.