ICICI Bank Coral Credit Card- Makes you enjoy the best of lifestyle
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Indialends, 03 Oct 2025

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ICICI Bank Coral Credit Card

The ICICI Bank Coral Credit Card is a ‘gemstone’ collection of ICICI Bank. These cards can be availed in both Mastercard and Visa variants. You can avail of benefits like travel, shopping, movie, and many more with this card. One can save up to Rs 11000 a year on yearly spending of Rs 360,000 in a year using this card.

Key highlights of ICICI Coral Credit Card

  • Avail of 25% discount on movie tickets with BookMyShow and Inox*
  • Cash rewards on spending Rs 3 Lakh annually
  • Milestone rewards on spending Rs 3 Lakh annually
  • Access to Mastercard or Visa Airport lounges
  • Waiver of 1% fuel surcharge on Rs 5,000 spent every month on fuel****
  • Complimentary access to railway lounge in India
  • You can avail of a minimum discount of 15% on dining at more than 2,500 restaurants in 12 major cities under the ICICI Culinary Treats Program.

The reward program of ICICI Coral Credit Card

The ICICI Coral Credit Card is rewarding you for all your expenses in association with PAYBACK. You will earn rewards in the following manner:

The eligibility criteria to apply for ICICI Coral Credit Card

  • The minimum age to apply for an ICICI Credit Card is 21 years and the maximum is 65 years
  • Must have a stable monthly income.
  • Good credit score. It should be either 700, or above
  • Resident of India or NRI.
  • You should be a salaried or self-employed individual.

The documents required to apply for ICICI Coral Credit Card

  • One must have a valid KYC documents such as Voter Id card, Aadhaar Card, Passport, Driving License, etc.
  • Permanent Account Number (PAN) card or Form 60 if PAN is unavailable.
  • Income proof such as salary slips and income tax returns.
  • Bank or credit card statements.

ICICI Coral Credit Card Fee and Charges

Joining Fee Rs 500
Annual Fee Rs 500
Finance Charges 3.50% per month/ 42% annually
Foreign Currency Mark-up fee 3.50%
Redemption Handling fee Rs 99 per request
Over-limit Charges 2.50% on over limit amount/Min. Rs. 500
Late Payment Fee Nil for amount less than Rs. 100
Rs. 100 for amount between Rs.100 and Rs. 500
Rs. 500 for amount between Rs. 501 and Rs. 10,000
Rs. 750 for amount more than Rs. 10,000
Card Replacement Fee Rs 100

How to apply for ICICI Credit Card at IndiaLends Platform

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred ICICI credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

Apply for the ICICI Bank Coral Credit Card and experience privileges, offers and more!

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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