IndusInd Bank Titanium Debit Card- Earn & Redeem rewards
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Indialends, 22 Oct 2025

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IndusInd Bank Titanium Debit Card

It is one of the best debit cards of IndusInd Bank. The cards are designed to offer customers innovative solutions to everyday banking needs. Read here in detail about the features and benefits of the IndusInd Titanium Debit card.

Features of IndusInd Bank Titanium Debit Card

  • Purchase  limit of card- RS 100,000 per day
  • ATM withdrawal limit- Rs 50,000 per day.
  • One can use the card at any of 1200 IndusInd Bank ATMs across India for cash withdrawals, for paying bills, and for transferring money.
  • Use your card for online shopping, e-payments, and bill payments.
  • Use your card for shopping at over 4,00,000 merchant locations in India and over 33 million merchant locations across the world.

Benefits of IndusInd Bank Titanium Debit Card

  • Free Lost Card Liability Cover: Rs. 3,00,000
  • Free Purchase Protection Cover: Rs. 50,000
  • Secure Online Shopping
  • Fuel Surcharge Waiver up to Rs 125/- per month

Eligibility 

All the customers holding an account with IndusInd Bank are eligible for debit cards. Existing eligible customers can also upgrade their accounts to apply for this card.

Here are the documents required to apply for the IndusInd Titanium Debit Card

  • Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
  • Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
  • Passport-sized photographs

How to apply for an IndusInd Bank Debit Card

Internet Banking

  • Log on to the bank’s net banking portal using your username and password.
  • On the net banking portal, look out for the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
  • Clicking on this option will open a new page. On the page, click on the 'Request ATM/ debit card option'.
  • Proceed further, by entering either the OTP received on the registered mobile number or use the profile password.
  • After entering any one of the above, click on 'Submit'.
  • Choose the account for which you wish to get a new debit card and choose the card type and agree to the terms and conditions.
  • Click on 'Submit'.  Post that, the verification will take place.
  • After the submission of the card request, the status is updated on the screen.

Written Request

The written request made for a new IndusInd Bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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