Indialends, 25 Mar 2026

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Kotak Bank Gold Debit Card

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The Gold debit card is one of the best debit cards of Kotak Bank. It is customized to meet the new-age status and lifestyle requirements. It is loaded with some of the most sought-after features and benefits. Among the many features that this card offers are fuel surcharge waiver, complimentary insurance covers, high transactions limits for withdrawal and POS transactions, and an array of exciting deals, discounts, and offers across several lifestyle verticals. Read here in detail.

Features of Kotak Gold Debit Card

• It is a VISA variant debit card
• Purchase Limit : Rs.1,75,000 Per Day & ATM Limit Rs.1,75,000 Per Day
• Access at all merchant establishments and ATMs that accept VISA cards in India and abroad
• Available as Magnetic Strip Card and Chip Card (Chip card provides additional security and is available on request at no additional cost)
• Use your card for online shopping and making electronic payments to pay off the utility bills.

Benefits of Kotak Gold Debit Card

• Enjoy a fuel surcharge waiver (currently 2.5%) every time you purchase petrol at any petrol pump across the country.
• Free Lost Card Liability Cover: Rs. 1,75,000.
• Free Purchase Protection Limit: Rs. 75,000
• Free Lost Baggage Insurance: Rs. 1,00,000
• Free Air Accident Insurance: Rs. 15,00,000
• Add-on cards can be issued
• Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health and Fitness
• You can call the bank's Emergency Helpline for Card Blocking/ assistance
• Secure Online Shopping
• 24/7 customer care facility
• Highly safe and secure transactions
  

The eligibility criteria to apply for the Kotak Bank Gold Debit Card

The Kotak Gold Debit card is a unique debit card that offers a host of benefits. This card is currently offered to select Kotak Mahindra customers who may either be residents holding Savings Accounts with the bank or non-resident customers holding NRE Savings Accounts with customers.

Fee and charges

How to apply for Kotak Bank Gold Debit Card

Internet Banking

• Log on to the bank’s net banking portal using your username and password.
• On the net banking portal, look out for the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
• Proceed further, by entering either the OTP received on the registered mobile number or use the profile password.
• After entering any one of the above, click on 'Submit'.
• Choose the account for which you wish to get a new debit card and choose the card type and agree to the terms and conditions.
• Click on 'Submit'.  Post that, the verification will take place.
• After the submission of the card request, the status is updated on the screen.
  

Written Request

The written request made for a new Kotak Bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

To avail of a new Kotak ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1860-266-2666.