Punjab National Bank
Among the various services offered by Punjab National Bank, issuing a debit card is one of the most popular ones. PNB debit cards make a cardholder enjoy a host of benefits and privileges for categories like shopping, travel, lifestyle, and others. All the cards offered comes with the convenience of cashless transactions and easy access to cash at times of need from any of the ATMs.
Features and benefits of Punjab National Debit Card
The eligibility criteria to apply for Punjab National Debit Card
Popular Debit Cards of Punjab National Bank
| Card Type | Cash withdrawal limit | Purchase Limit | Annual Maintainance Charges | Card Replacement Charges | Issuance Charges |
| Punjab National Bank Business Debit Card | Up to Rs 100,000 | Up to Rs 300,000 | Rs 150 | Rs 150 | Rs 250 |
| Punjab National Bank Classic Debit Card | Up to Rs 25000 | Up to Rs 60,000 | Rs 150 | Rs 150 | NIL |
| Punjab National Bank Platinum Debit Card | Up to Rs 50,000 | Up to Rs 125,000 | Rs 150 | Rs 150 | Rs 250 |
| Up to Rs 50,000 | Up to Rs 125,000 | Rs 150 | Rs 150 | Rs 250 | |
| Punjab National Bank RuPay International Debit Card | Up to Rs 50,000 | Up to Rs 125,000 | Rs 150 | Rs 150 | Rs 250 |
How to apply for Punjab National Debit Card
Via Internet Banking
Via written request
Write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for a new PNB debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the written request.
Customer Care
To avail of a new PNB ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1800-180-2222/ 1800-103-2222.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
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Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.