PNB Mitra Debit Card- Best debit card for PNB Mitra Accountholders
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Indialends, 26 Mar 2026

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Punjab National Bank Mitra Debit Card

The Punjab National Bank Mitra Debit Card is designed exclusively for Punjab Mitra Accountholders. It is offering a cash withdrawal facility and even the transaction cost is also low. Read here in detail about the benefits of applying for this debit card.

Here are the main features of the Punjab National Bank Mitra Debit Card:

  • Non-Personalized Card
  • Cashless Shopping
  • Daily cash withdrawal limit: Rs.5,000
  • ECOM/POS Transactions: Not allowed
  • Only one account can be linked to the card

Benefits of applying for Punjab National Bank Mitra Debit Card

  • No issuance charges and no annual fee
  • Earn 1 point for every Rs. 100 purchases on PoS & E-Com
  • Get 2, 3, or 4 points in addition to the regular points for every Rs. 100 spent at Max Get More partner outlets.
  • Higher withdrawal and transaction limit.
  • Quick and secure access for funds.
  • Lesser transaction cost.
  • Customer service is available 24 hrs. for all 7 days of a week.
  • The card comes with enhanced security

Here are the documents required to apply for Punjab National Bank Mitra Debit Card

  • Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
  • Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
  • Passport-sized photographs

Fee and Charges- Punjab National Bank Mitra Debit Card

Card issuance feesNIL
Annual feesNIL
Replacement Card feeRs 100
Issuance of Debit Card with photographRs 25
Mark-up chargesRs 10


How to apply for Punjab National Debit Card

Via Internet Banking

  • Log in to the PNB internet banking website.
  • Click on the tab titled ‘e-Services’.
  • Select the option titled ‘ATM card services.
  • From the list of options provided, click on the option titled ‘Request ATM/debit card’.
  • The request will have to be authenticated with internet banking credentials and OTP sent to the registered mobile number.
  • Once the request has been successfully placed, the customer is notified of the duration that it would take for the card to be delivered. The steps mentioned above are also applicable when requesting a new debit card on the SBI mobile banking app.

Via written request

Write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for a new PNB debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

To avail of a new PNB ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1800-180-2222/ 1800-103-2222.



FAQ’s

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The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

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Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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