SBI BPCL Credit Card
BPCL SBI Credit card is a co-branded fuel credit card launched in collaboration with Bharat Petroleum and SBI Card. The card offers a host of benefits and privileges on the purchase of fuel, groceries, dining, entertainment, and departmental stores.
Read here more about the features and benefits of the BPCL SBI Credit Card
Reward programs of BPCL SBI Credit Card
The eligibility criteria to apply for the BPCL SBI Credit Card
The documents required to apply for the BPCL SBI Credit Card
Both Self-employed and Salaried
Salaried- Income proof
Self-employed- Income Proof
BPCL SBI Credit Card fee and charges
Joining Fee | Rs 499 |
Annual Fee | Rs 499 |
Finance charges | 3.5% on all unsecured SBI Credit Cards (except Shaurya) |
Minimum amount due each month | 5% of total outstanding amount or Rs.200 + taxes, whichever is higher |
Interest free period | 20-50 days |
Late Payment fee | Up to Rs.500 - Nil Rs.501 to Rs.1,000 - 400 Rs.1001 to Rs.10,000 - 750 Rs.10,001 to Rs.25,000 - 950 Rs.25,001 to Rs.50,000 - 1,100 More than Rs.50,000 - 1,300 |
Over Limit Fee | 2.5% |
Card Replacement fee | Rs.100 to Rs.250 |
How to apply for SBI Credit Card at IndiaLends platform
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
We IndiaLends is one of the best digital lending platforms having 50+ credit cards of the top banks that are offering the best-in-class reward programs in terms of discounts and Cashback.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.