Standard Chartered Emirates World Credit Card
Standard Chartered Emirates World credit card is one of the best travel credit cards in India. It suits best to those who are frequently traveling. Using this card, a traveller will enjoy exclusive benefits and rewards like golf privileges, shopping privileges, golf privileges, etc.
Here read in detail about the features and benefits of Standard Chartered Emirates World Credit Cards.
The eligibility criteria to apply for the Standard Chartered Emirates World Credit Card
The document required to apply for the Standard Chartered Emirates World Credit Card
Standard Chartered Emirates World Credit Card fee and charges
Annual Fee | Rs 3000 |
Renewal Fee | Rs 3000 |
Finance Charges | NIL |
Late Payment Fee | Less than or equal to Rs.100 - Nil Rs.101 to Rs.500 - Rs.100 Rs.501 to Rs.5,000 – Rs.500 Rs.5,001 to Rs.10,000 – Rs.700 Rs.10,001 to Rs.25,000 – Rs.800 More than Rs.25,000 – Rs.1,200 |
Foreign Exchange Mark-up fee | 3.5% |
Supplementary Card fee | NIL |
Overlimit fees | 2.5% of over limit amount or Rs.500 per instance |
Reward handling charges | Rs 99 |
Surcharges | Railway - 2.5% of transaction amount or Rs.25 Petrol - 1% of transaction amount or Rs.10 |
At present, we are not having Standard Chartered bank Credit Cards, but we have 50+ credit cards of other top banks like HDFC, YES, CITI, Indusind, SBI, and RBL that are offering best-in-class rewards, cashbacks, and discounts on spending in all the categories.
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.