Indialends, 03 Oct 2025

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YES First Exclusive Credit Card

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The YES First Exclusive Credit Card is a super-premium credit card of YES Bank charging a low interest rate to the card users. The interest rate per month is 1.99% and for a year is 23.99%. This card is great for all-around usage as it offers lounge access, movie offers, golf benefits, and much more.

Features and Benefits of YES First Exclusive Credit Card

• When you make the first transaction within 90 days of getting credit card, you will get 40,000 bonus reward points, and 30,000 reward points at the time of card renewal.
• Spend INR 6 Lakhs in a year makes you eligible for a waiver on the renewal membership fee for the subsequent year.
• The accumulated reward points are easily redeemable for JP miles, booking of hotels or flights, and purchasing vouchers and merchandise from the rewards catalog.
• The primary cardholder and add-on user are eligible to avail of the benefit of unlimited access to international airport lounges under the complimentary Priority Pass Membership.
• Unlimited access to 25+ domestic lounges is also offered to the primary and add-on card holders.
• Avail of 25% discount on movie tickets on BookMyShow Website or Mobile App
• 1% Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000
• 4 complimentary rounds of green fees per calendar year at select Golf courses in India
• One complimentary Golf Lesson every calendar month at select golf courses in India
• Get an air accident cover up to Rs 3 Crore
• Overseas emergency hospitalization cover of Rs. 50 lakhs
• Credit Shield Cover

Reward program of YES Exclusive First Credit Card

Get 12 reward points on each Rs 200 spent on all categories.

Get 24 reward points on each spent of Rs 200 on tour and travel operator, domestic airlines, or dining.

1,000 bonus rewards are offered on YES PayNow registration

On spending Rs. 20 lakhs in a year, users earn 25,000 bonus reward points.

Eligibility criteria to apply for YES First Exclusive Credit Card

• The minimum age to apply for a credit card is 21 years and the maximum is 60 years
• The minimum salary requirement for salaried is 4 Lakh per annum
• The self-employed must be having an ITR of 50 Lakh

The documents required to apply for a YES First Exclusive Credit Card:

• One must have a valid KYC document such as a Voter Id card, Aadhaar Card, Passport, Driving License, etc.
• Permanent Account Number (PAN) card or Form 60 if PAN is unavailable.
• Income proof such as salary slips and income tax returns.
• Bank or credit card statements.

YES First Exclusive Credit Card Fees and Charges

How to apply for YES Bank Credit Card via IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

• Click here to start the application process.
• Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
• Find your preferred YES Bank credit card from the list and check your eligibility for the same.
• If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

Low-interest rate credit cards make large balances a little more manageable. If you carry a balance from one month to another, a low APR Credit card is a good option for you.