Axis Bank Buzz Credit Card- Best Credit Card for online shopping lovers!
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Indialends, 25 Mar 2026

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Axis Bank Buzz Credit Card

What is LAMF Finance Charges (Interest Rates) Late Payment Fees Cash Advance Fees

The Axis Bank Buzz Credit Card suits well to those individuals who are frequently shopping on Flipkart. With this Axis Credit card, you can avail a 10% discount on all your purchases on Flipkart along with additional monthly discounts as well.

Features and benefits of Axis Bank Buzz Credit Card

  • Avail of minimum discount of 15% on dining bills at partner restaurants in India.
  • Convert all your purchases into EMIs on transactions amounting to Rs.2,500 or more.
  • Vouchers of Rs.500, Rs.1,000, and Rs.2,500 are given if your annual spends on Flipkart are Rs.25,000, Rs.50,000, and Rs.1 lakh, respectively.
  • Earn 2 Axis eDGE reward points on every Rs.200 you spend on the card.
  • You can earn 3 Axis eDGE reward points on your online shopping spends with the card.

Discount offers on Axis Bank Buzz Credit Card

  • Get discounts of 10% on all spends on Flipkart from the 1st to the 5th of every month.
  • Get a 5% discount on all spends on Flipkart made from the 6th to the 31st of every month.
  • Avail a discount of 5% on the purchase of the Redmi Go from Flipkart. An additional 5% discount for EMI payment.
  • On the purchase of the Realme 3 smartphone, get a discount of 5% from Flipkart.

The eligibility criteria to apply for Axis Bank Buzz Credit Card

  • The minimum age to apply for a credit card is 18 years and the maximum is 70 years
  • The add-on card holder’s minimum age is 15 years.
  • Anyone can apply resident or Non-resident of India.
  • Must be having a good credit score which is 750, or above.

The documents required to apply for the Axis Bank Buzz Credit Card

  • Filled credit card application form.
  • PAN Card or Form 60.
  • Identity proof - PAN, driving license, Aadhaar Card, etc.
  • Income proof - latest payslips, Form 16, IT return copy, etc.
  • Residence proof - Passport, Ration Card, electricity bill, Aadhaar, etc.
  • Passport size color photographs of the applicant.

Axis Bank Buzz Credit Card fee and Charges

Joining Fee Rs 750
Annual Fee Rs 750
Finance Charges 3.25% per month
Add-on Card Fee NIL
Card Replacement Fee Waived
Late Payment Fee If the total due amount is:
Less than Rs.100 - NIL
Between Rs.101 and Rs.300 - Rs.100
Between Rs.301 and Rs.1,000 - Rs.300
Between Rs.1,001 and Rs.5,000 - Rs.500
Between Rs.5,001 and Rs.20,000 - Rs.600
Above Rs.20,000 - Rs.700
Over-limit Penalty 3% of the over-limit amount subjected to a minimum of Rs.500.
Foreign Currency Transaction Fee 3.50% of the transaction amount

We IndiaLends are having 50+ credit cards of the top banks that are offering best-in-class rewards in the form of cashback and discounts.

How to apply for a Credit Card with IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

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FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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