Axis Bank Flipkart Credit Card - Unlimited Cashback and Discounts
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Indialends, 09 Apr 2026

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Axis Bank Flipkart Credit Card

What is LAMF Finance Charges (Interest Rates) Late Payment Fees Cash Advance Fees

The Axis Bank is one of the best credit cards of a company that is offering a wide range of credit cards to suit the need of customers through offering cashback and discounts on various categories like travel, shopping, lifestyle, etc. If we talk about Axis Bank Flipkart Credit Card, it is a co-branded shopping credit card of Flipkart and Axis Bank. Availing of this card makes you enjoy a wide range of features and benefits from cashback for transactions, airport lounge access along fuel benefits.

Key highlights of Axis Bank Flipkart Credit Card

  • 5% Cashback on flipkart
  • 5% cashback on your purchases at Flipkart, Myntra, and 2GUD.
  • 4% cash back on purchases made from preferred merchants.

Benefits of Axis Bank Flipkart Credit Card

  • Upto 15% off on delectable cuisine with Axis bank Dining Delight offers at partner restaurants in India.
  • Avail of a fuel surcharge waiver of 1% with your credit card at all fuel pumps across India
  • 15% cashback on doing sopping with Myntra on your first transaction.
  • Enjoy a 50% off up to Rs. 100 on your first transaction for new to Swiggy customers.
  • Get 15% off up to Rs. 500 on first Myntra transaction.
  • Rs. 500 Flipkart voucher on first transaction within 30 days from card issue date.

The eligibility criteria to apply for Axis Bank Flipkart Credit Card

  • The age of the add-on credit cardholder must be 15 years or above.
  • The cardholder must be a resident or a non-resident of India.
  • The minimum age to apply for a credit card is 18 years and the maximum is 70 years.
  • Must be having a credit score of 750, or above.

The document required to apply for Axis Bank Flipkart Credit Card:

  • Color photograph
  • Latest pay slip/Form 16/IT return copy as proof of income
  • PAN card photocopy or Form 60

Proof of residence:

  • Telephone bill
  • Passport
  • Ration Card
  • Electricity bill

Proof of Identity

  • Aadhaar card
  • Passport
  • Driving license
  • PAN card

Axis Bank Flipkart Credit Card Fee and Charges

Joining Fee Rs 500
Card Replacement Fee Waived
Add-on Card Annual Fee NIL
Annual Fee Rs.500 (2nd year onwards)
Overlimit Penalty 3% of the limit amount. Minimum of Rs.500
Add-on Card Joining Fee Rs100
Late Payment Fee If the total payment due is Rs.100 - Nil
Payment between Rs.101 and 300 - Rs.100
Payment between Rs.301 - Rs.1,000 - Rs.300
Payment between Rs.1,001 - Rs.5,000 - Rs.500
Payment between Rs.5,001 - Rs.20,000 - Rs.600
More than Rs.20,001 - Rs.700
GST As per Government rules
Finance Charges 3.49% per month
Fuel Transaction 1% of the transaction amount
Foreign Currency Transaction Fee 3.50% of the transaction value

We IndiaLends are having 50+ credit cards of the top banks that are offering best-in-class rewards in the form of cashback and discounts.

How to apply for a Credit Card with IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

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FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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