Axis Bank Vistara Credit Card- Benefits, and latest credit card offers
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Indialends, 25 Mar 2026

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Axis Bank Vistara Credit Card

The Axis Bank Vistara Credit Card is a reward credit Card. It comes with features like air insurance, 15% dining expenses, and many more that make your life luxurious. The card has been launched in collaboration with Vistara Airlines and is targeted at frequent travelers. The card offers a host of benefits such as lounge access, travel insurance, and rewards. The details of this credit card are mentioned below.

Key highlights of Axis Bank Flipkart Credit Card

  • Complimentary Economy Class Ticket voucher on fee payment

Features of Axis Bank Vistara Credit Card

  • Up to 20% off at select restaurants
  • Domestic Lounge access - 2 per quarter
  • 1000 Bonus CV Points on Rs. 50000 spends in first 90 days
  • 2 CV Points for every eligible Rs. 200 spent on card
  • Up to 3 Economy Class Ticket vouchers on milestone spends of Rs. 1.25, L Rs. 2.5 L & Rs. 6 L in a card membership year

The eligibility criteria to apply for Axis Bank Vistara Credit Card

  • The age of the add-on credit cardholder must be 15 years or above.
  • The cardholder must be a resident or a non-resident of India.
  • The minimum age to apply for a credit card is 18 years and the maximum is 70 years.
  • Must be having a credit score of 750, or above.
  • The minimum annual income requirement is 6 Lakh Per annum

The document required to apply for Axis Bank Vistara Credit Card

  • Color photograph
  • Latest pay slip/Form 16/IT return copy as proof of income
  • PAN card photocopy or Form 60

Proof of residence:

  • Telephone bill
  • Passport
  • Ration Card
  • Electricity bill

Proof of Identity

  • Aadhaar card
  • Passport
  • Driving license
  • PAN card

Travel Insurance benefits like:

Insurance Type Amount
Air Accident Cover Rs 2.50 Crore
Purchase Protection cover Rs 1 Lakh
Lost Card Liability Rs 3 Lakh
Loss of Travel Documents Up to $ 300
Loess of Check-in-Baggage Up to $ 500
Delay of Check-in Baggage Up to $ 300

Reward Program of Axis Bank Vistara Credit Card

  • 1,000 CV Points on spending Rs. 50,000
  • 1 Economy Class ticket on spending Rs. 1.25 Lakh or above
  • 1 Economy Class ticket on spending Rs. 2.50 Lakh or above
  • 1 Economy Class ticket on spending Rs. 6 Lakh or above

Axis Bank Vistara Credit Card fee and Charges

Joining/ Annual Fee Rs 1500
Finance Charges 2.95% per month (41.75% per annum)
Cash Withdrawal Fee Minimum Rs. 500 of the cash amounts (2.5%)
Late Payment Fee Nil for total payment up to Rs. 100
Rs. 100 if the total payment is between Rs. 101-Rs. 300
Rs. 300 if the total payment is between Rs. 301-Rs 1,000
Rs. 500 if the total payment is between Rs. 1,001-Rs 5,000
Rs. 600 if the total payment is between Rs. 5,001- Rs 20,000
Rs. 700 if the total payment is Rs. 20,000 and more
Fuel Transaction Surcharge 1% of the transaction amount
Foreign Currency Transaction Fee 3.50% of the transaction value
Cheque returns or dishonor fee 2% of the amount or minimum Rs 450

We IndiaLends has 50+ credit cards from the top banks that are offering best-in-class rewards in the form of cashback and discounts.

How to apply for a Credit Card with IndiaLends

We provide you with hassle-free and simple ways to apply for a credit card. You have to enter a few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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