HDFC Bank Credit Cards

The HDFC bank is one of the largest banks for offering varied types of credit cards. HDFC has designed 40+ credit cards to cater to various lifestyles and spending habits of the customers.

Eligibility of HDFC Credit Card

• Applicant must be at least 21 years old, and the age of the add-on cardholder must be above 18 years.
• The minimum salary is Rs.12,000 per month for a salaried person, while it's Rs.2 lakh per annum for self-employed individuals.
• Applicant should have a regular source of income and a good credit score i.e., 700 or above
• Applicant must have a savings/current account in an Indian or Multinational Bank
• Applicant must have a permanent residential address in India
• For Self-employed applicants, the business should be running for more than 12 months
• Applicants should be salaried or self-employed.

Features of HDFC Bank Credit Card

• Attractive Reward Points
• Revolving credit facility
• Convenient utility bill payment
• Register for SmartPay & get a Lifetime Free Credit Card.

Note: Not applicable on Co Brands, Infinia, Diners Black, Jet Black

Types of credit cards HDFC Bank is offering

• Entertainment Credit Cards
• Lifestyle Credit Cards
• Cashback Credit Cards
• Rewards Credit Cards
• Travel Credit Cards
• Women Credit Cards

Documents required to apply for HDFC Bank Credit Card

Both Self-employed and Salaried

• Completed application form
• Passport-size photographs
• Proof of identity (copy of PAN, Aadhaar, passport, etc.)
• Proof of residence (utility bills, driving license, PAN, Aadhaar, etc.)

Salaried- Income proof

• Latest salary slips
• Form 16
• Bank statements

Self-employed- Income Proof

• Income proof
• Statement of accounts
• Proof of business

How to apply for HDFC Credit Card

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

• Click here to start the application process.
• Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
• Find your preferred HDFC credit card from the list and check your eligibility for the same.
• If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

How to apply for HDFC Bank Credit Card on their official website?

• Visit the official website of HDFC Bank
• Click on the ‘Credit Cards’
• Click on the ‘Apply Now’ button
• Fill in your personal and income details
• Submit the application
• The executive will come to pick the necessary documents
• The bank would verify the details properly before approving the application

Popular HDFC Credit Cards of India

Know about the HDFC Credit Card limit

The card limit of HDFC Bank is based on a variety of factors like your credit history and income. Higher-income lends credence to a strong repayment capability and resulting in a higher limit offer. You must be having a strong credit history and a good credit score to get a higher credit limit. So always keep the credit utilization ratio maximum of 30% by planning your purchases according to your income and your ability to pay dues on time.

HDFC Credit Card Customer Care

For all the queries or concerns regarding HDFC Credit Card, feel free to talk to the customer care representatives on the 24X7 toll-free number 1800-425-4332. The representatives are ready to resolve any query be it on discounts, reward points, fees & charges, etc.