HDFC Diners Club Black Credit Card
The HDFC Diners Club Black Credit Cards are good for those who are appreciating finer things in life. enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets. The reward rate of HDFC Diners Club Black Credit Card is highest as compared to other premium credit cards. It is almost 3.33%.
Key highlights of HDFC Diners Club Black Credit Card
Benefits of HDFC Diners Club Black Credit Card
Welcome benefits:
This card comes with the complimentary annual membership from Club Marriott, Amazon Prime, Forbes, etc. on completing the first transaction with the card.
Annual benefits:
Get complimentary annual membership on spending 8 Lakhs annually from the date on which the card was issued.
Monthly milestone benefits:
Be you are a new or an existing HDFC Bank Diners Club Black Credit Cardholder, you can select any two monthly vouchers from BookMyShow or Ola Select, or Tata Clio Membership worth Rs.500 per month provided you spend Rs.80,000.
Reward Program of HDFC Diners Club Black Credit Card
Reward Points
Eligibility criteria to apply for HDFC Diners Club Black Credit Card
Documents required to apply for HDFC Diners Club Black Credit Card
Both Self-employed and Salaried
Salaried- Income proof
Self-employed- Income Proof
HDFC Diners Club Black Credit Card fee and charges
| Types of Fee and Charges | Amount |
| Joining Fee | Rs 10,000 |
| Annual Fee | Rs 5000 |
| Interest rate | 1.99% per month |
| Reward Redemption fee | NIL |
| Cash withdrawal fee | 2.5% of the withdrawn amount (Minimum Rs.500) |
| Add-on Card charges | NIL |
| Foreign Currency Mark-up Fee | 1.99% |
| Late Payment Charges | Less than Rs.100 – Nil Rs.100 to Rs.500 – Rs.100 Rs.501 to Rs.5,000 – Rs.500 Rs.5,001 to Rs.10,000 – Rs.600 Rs.10,001 and 25,000 – Rs.800 For more than Rs.25,000 – Rs.950 |
| Over Limit Charges | 2.5% of the over the limit amount (Min. of Rs.500) |
| Cash Processing Fee | Rs 100 |
| Card re-issuance | Rs 100 |
How to apply for HDFC Credit Card
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
IndiaLends has 50+ credit cards of the top banks and financial institutions that are offering the best-in-terms credit cards in the form of exciting cashback and rewards. Save more by choosing the right credit card.
Latest Articles
What is CIBIL Score?
31 Mar 2026
Complete Guide to CIBIL Score in India
30 Mar 2026
Complete Guide to CIBIL Score in India (2026) | Check, Improve & Boost Your Credit Score
20 Mar 2026
Upcoming Sale Calendar 2025 – Which Credit Card to Use & When?
10 Sep 2025
How to Save ?10,000 Extra This Sale With the Right Credit Card
10 Sep 2025
Relevant Articles
Upcoming Sale Calendar 2025 – Which Credit Card to Use & When?
10 Sep 2025
How to Save ?10,000 Extra This Sale With the Right Credit Card
10 Sep 2025
Best Credit Cards for Amazon & Flipkart Sales 2025: Save More This Festive Season
10 Sep 2025
SBI Credit Card Reward Points Update – What’s New in 2025?
26 Aug 2025
How Co-branded Cards Are Evolving: Choose Network Flexibility with RuPay or Mastercard
26 Aug 2025
FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.