HDFC Infinia Credit Card
The HDFC Bank Infinia Credit Card is an all-around substitute for all cash transactions having low-interest rate i.e., 2.5% . The card comes with zero spending limit and is offering limitless benefits, privileges, and offers among all the categories be it dining, movie tickets, grocery spending, traveling, or more. Getaway premium lifestyle by applying for an HDFC Infinia Credit Card.
Key highlights of HDFC Bank Infinia Credit Card
Features and benefits of HDFC Bank Infinia Credit Card
Reward program of HDFC Bank Infinia Credit Card
The eligibility criteria to apply for HDFC Infinia Credit Card
The document required to apply for HDFC Infinia Credit Card
HDFC Infinia Credit Card fees and charges
| Annual Fee | Rs 10,000 |
| Minimum Repayment Due | 5% or a minimum of 200 |
| Interest-Free period | Up to 50 days |
| Cash Advance Limit | 40% of the available credit limit |
| Revolving Credit Card Charges | 1.99% per month |
| Add-on Card fees | Free |
| Cash Advance Charges | 2.5% of the amount withdrawn or Rs.500, whichever is higher. |
| Late Payment charges | If statement balance is less than Rs.100 - Nil From Rs.100 to Rs.500 - Rs.100 From Rs.501 to Rs.5,000 - Rs.500 From Rs.5,001 to Rs.10,000 - Rs.600 From Rs,10,001 to Rs.25,000 - Rs.800 More than Rs.25,000 - Rs.950 |
| Reward Redemption Fee | Rs.99 per request |
| Fuel Transaction Charges | Surcharge waiver capped at Rs.1,000 per statement cycle |
| Balance Transfer Processing Fees | 1% of balance transfer amount or Rs.250, whichever is higher. |
| Re-issue of lost, stolen, or damage Credit Card | Rs 100 |
| Foreign Currency Transaction Charges | 2% |
How to apply for HDFC Credit Card at IndiaLends
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
IndiaLends in collaboration with HDFC Bank credit cards caters to all types of consumers by helping them to apply for a credit card at their platform. We have one of the best HDFC Credit cards that suit all the needs of customers, ranging from shopping to lifestyle to corporate requirements, and more.
Latest Articles
What is CIBIL Score?
31 Mar 2026
Complete Guide to CIBIL Score in India
30 Mar 2026
Complete Guide to CIBIL Score in India (2026) | Check, Improve & Boost Your Credit Score
20 Mar 2026
Upcoming Sale Calendar 2025 – Which Credit Card to Use & When?
10 Sep 2025
How to Save ?10,000 Extra This Sale With the Right Credit Card
10 Sep 2025
Relevant Articles
Upcoming Sale Calendar 2025 – Which Credit Card to Use & When?
10 Sep 2025
How to Save ?10,000 Extra This Sale With the Right Credit Card
10 Sep 2025
Best Credit Cards for Amazon & Flipkart Sales 2025: Save More This Festive Season
10 Sep 2025
SBI Credit Card Reward Points Update – What’s New in 2025?
26 Aug 2025
How Co-branded Cards Are Evolving: Choose Network Flexibility with RuPay or Mastercard
26 Aug 2025
FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.