Indialends, 24 Mar 2026

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HDFC Regalia First Credit Card

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The HDFC Bank Regalia First Credit Card is one of the premium credit cards of HDFC Bank providing multi-dimension offers on various categories like travel, shopping, entertainment, etc. It makes you earn accelerated reward points on their credit card spending and save more on travel expenses. Let’s have a detailed look at all the exciting offers and benefits of HDFC Regalia First Credit Card.

Key highlights of HDFC First Regalia Credit Card

• It is one of the best travel credit cards that makes you enjoy a host of dining benefits.
• Makes you earn welcome benefits and reward points on renewal and joining.
• Annual spending benefits in terms of reward points.
• Renewal fee waiver.
• Free airport lounge access at both local and international destinations.

Features and benefits of HDFC Regalia First Credit Card

• Makes you earn 1000 reward points as a welcome benefit and 1000 points as a renewal benefit once the fee is paid.
• Avail complimentary membership to the Priority Pass Program of more than 1,000 airport lounges across the globe.
• Enjoy 3 free visits to priority pass lounges outside India in a calendar year. You need to apply for priority pass membership after completing at least 4 transactions in the last 60 days.
• Avail of Rs.50 lakh comprehensive insurance coverage against several risks in the event of an air accident.
• In case, there is a medical emergency in a foreign country, you can avail of Rs.10 lakh as medical emergency protection cost.
• 1% fuel surcharge waiver
• There is an HDFC Bank's ‘Good Food Trail’ program designed to offer exclusive dining privileges, by giving up to a 40% discount on dining bills spent at partner restaurants to the cardholders.

The Reward program of HDFC First Regalia Credit Card

• Earn 4 reward points on each Rs.150 spent on retail transactions.
• The accrued reward points can be redeemed for air tickets or hotel bookings made through www.hdfcbankregalia.com.
• Earn 5,000 Reward Points on annual spending of Rs.3,00,000 or more in each anniversary year.
• Earn additional 2,500 Reward Points on annual spending of Rs.6,00,000 or more in each anniversary year..

The eligibility criteria to apply for the HDFC First Regalia Credit Card

• The minimum age to apply for HDFC Diners Club Premium Credit Card is 21 years and the maximum is 60 years. For self-employed, the maximum age to apply for a credit card is 65 years.
• Must be having a good credit score of 750, or above.

The documents required to apply for the HDFC First Regalia Credit Card

Identity Proof

• PAN Card
• Aadhaar Card
• Driving License
• Voter’s ID Card
• Defense ID Card
• Central and State Govt. issued Photo ID Proof

Residence Proof

• Aadhaar Card
• Ration Card
• Passport
• Bank Statement latest of 6 months
• Latest 3 months utility bills proof like electricity bill, telephone bill, and water bill

Income Proof

Latest 3 months’ salary slips

Fee and Charges

How to apply for HDFC Credit Card at IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

• Click here to start the application process.
• Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
• Find your preferred HDFC credit card from the list and check your eligibility for the same.
• If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.