HSBC Premier Master Credit Card
If you are looking for a credit card that complements your exuberant lifestyle, apply for HSBC Premier Credit Card. It comes with a host of exemplary privileges like travel, shopping, dining, and much more. Here the cardholder enjoys an exceptional rewards program but designed only for Premier banking customers across the country.
Key highlights of HSBC Premier Master Credit Card
Features and benefits of HSBC Premier Master Credit Card
The eligibility criteria to apply for the HSBC Premier Master Credit Card
The documents required to apply for HSBC Premier Master Credit Cards
Proof of Identity and address
Income proof for salaried
Income proof for self-employed
Recent Income Tax returns
HSBC Credit Card Fee and Charges
| Annual Fee / Joining Fee | The card is offered based on the HSBC Premier relationship. |
| Free Credit Period | Up to 52 days |
| Finance Charges | 2.49% per month, calculated from the date of transaction. |
| Minimum Payment Due | 5% of the total outstanding payment due, with the minimum being Rs 100. |
| Cash Advance Limit | Up to 60% of the card limit |
| Over-limit Fee | Rs 500 per month |
| Late Payment Fee | 50% of the minimum amount due, with the minimum being Rs 400 and the maximum is Rs 750 per month |
| Reward Redemption Fee | Rs 50 per redemption |
| Card replacement fee within India | Rs 100 |
At present, we are not having HSBC Credit Cards, but we have 50+ credit cards from the top banks like HDFC, YES, CITI, Indusind, SBI, and RBL that are offering best-in-class rewards, cashbacks, and discounts on spending in all the categories.
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
Disclaimer
As per RBI advisory, For these cards, the bank is currently not accepting credit card applications. In the meantime, you can explore our wide range of credit card offerings by top banks to enjoy great offers, cash back, and reward points.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.