ICICI Bank Amazon Pay Credit Card, Cashback Credit with every spend
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Indialends, 24 Mar 2026

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ICICI Bank Amazon Pay Credit Card

The Amazon Pay ICICI Credit Card is one of the most popular Cashback Credit Cards of India offering up to 5% cashback on shopping with Amazon and 1% cashback on making transactions in other categories. The card is designed in collaboration with Amazon. The main USP of the card is that it is lifetime-free. Let us have a look at the detailed features and benefits of this card and whether this card would be the right match for your needs.

Features and Benefits ICICI Bank Amazon Pay Credit Card

  • Get a discount of 15% on dining services at partnered restaurants.
  • All the Amazon prime members get 5% cash back on purchases made on Amazon.
  • All non-prime members get 3% cash back on purchases made on Amazon.
  • 2% cashback on transactions made for flight bookings, recharges, bill payments, gift cards and spends on Amazon Pay partner merchants.
  • 1% cashback on another spending
  • Enjoy a 1% fuel surcharge waiver on swiping the card at any of the petrol pumps in India
  • No-cost EMIs are provided to users who purchase items on Amazon that are worth more than Rs. 3,000. No cost EMIs come with a tenure of only 3 and 6 months.
  • To make the transactions of the cardholders secured at POS( Point of Sale) and ATMs, Chip and PIN facility is available.

The Eligibility criteria to apply for ICICI Bank Amazon Pay Credit Card

  • The minimum age to apply for a credit card is 18 years and the maximum is 60 years.
  • Offered both for self-employed and Salaried individuals.
  • The minimum income required for applying for Amazon Pay Credit Card is Rs. 25,000 for ICICI Customers and Rs. 35,000 for other applicants.
  • Must be a resident of India

The documents required to apply for ICICI Bank Amazon Pay ICICI Credit Card

  • One must have a valid KYC document such as a Voter Id card, Aadhaar Card, Passport, Driving License, etc.
  • Permanent Account Number (PAN) card or Form 60 if PAN is unavailable.
  • Income proof such as salary slips and income tax returns.
  • Bank or credit card statements.

ICICI Bank Amazon Pay Credit Card fee and Charges

Joining Fee NIL
Renewal Fee NIL
Add-on-Card Fee NIL
Finance Charges 3.5% to 3.8% p.m./42% – 45.6% p.a.
Interest-on Cash Advances 42% to 45.6%
Card replacement Fee Rs 100
Overlimit fee 2.50% on the amount/Min. Rs. 500
Foreign Currency Mark-up Fee 3.50% of the amount
Late Payment Charges Amount Less than Rs. 100 – Nil
Between Rs. 100 to Rs. 500 – Rs. 100
Between Rs. 501 to Rs. 10,000 – Rs. 500
Amount over Rs. 10,000 – Rs 750

How to apply for ICICI Credit Card at IndiaLends Platform

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred ICICI credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

We IndiaLends is one of the best digital lending platforms having 50+ credit cards of the top banks that are offering the best-in-class reward programs in terms of discounts and Cashback.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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