ICICI Bank Debit Cards online- Enjoy exclusive privileges on entertainment and shopping
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Indialends, 25 Mar 2026

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ICICI Bank Debit Cards

ICICI Bank has designed debit cards to made life of people easier across the board. From dining to paying utility bills to purchases, everything can be done with just one debit card. Read here in detail about the ICICI bank cards.

Features of ICICI Bank Debit Cards

There are many privileges associated with ICICI Bank debit cards. One can be worry-free as you are not having to carry cash everywhere. It makes the entire financial transaction risk-free. Some of the main features of the ICICI Bank debit card are:

  • Money is available 24x7. There is no need to stand in queues of banks or ATMs to pull out cash.
  • Using ICICI bank debit cards makes the online transaction easier with the help of card payments. Now, most of the online retailers collaborated with ICICI bank to offer special benefits on using Debit Card to make purchases.
  • Enjoys worldwide acceptance. Best suits for travelers who often move out of the country and help them with financial needs.
  • Based on the type of card owner, shopping becomes easier as daily limits are flexible.
  • One can pay utility bills through debit cards
  • Transactions can be tracked with the help of monthly statements or bank statements.
  • Enhanced security ensures that fraudulent transactions do not steal money from your card.
  • Reward points are earned while using the card for any transactions. This helps in redemption by way of gifts or discounts.

Main ICICI Bank Credit Card offers

  • Avail incredible offers when you book online movie tickets using the BookMyShow mobile application
  • You can get a minimum 15% discount on dining at leading restaurants across India
  • You are entitled to a 10% discount on purchasing two tickets from Redbus. in
  • ICICI Bank debit card offers you 15% cashback when you spend Rs.3000 or above on Sulekha.com

Here are the popular forms of ICICI Bank Debit Cards

  • Signature Debit Card
  • Titanium Debit Card
  • Platinum Identity Chip Card
  • Women’s Debit Card
  • Titanium Debit Card
  • Smart Shopper Gold Debit Card
  • Senior Citizen Silver Debit Card
  • Senior Citizen Gold Debit Card
  • HPCL Debit Card


Debit Card TypeFeaturesJoining FeeMonthly FeeAnnual FeeJoining Benefits
Sapphiro Debit Card15% discount at leading restaurants Access to airport lounges in India
 1999+GSTNIL1499+GST

Kaya gift voucher worth Rs.1,000

Savaari voucher worth Rs.500

Central voucher worth Rs.500


Rubyx Debit CardPayback reward points for every purchase Access to airport lounges
999+GSTNIL749+GST
Coral Debit Card15% discount on dining and movie tickets Life insurance worth Rs.20 lakh
 599+GST250+GST599+GST
Expressions Debit CardPersonalized Debit Card with imagesNILNILNIL
Expressions PayWave Debit CardContactless payment at retail stores Personalize the card with an image
499+GSTNIL499+GST
Expressions Coral Debit Card 10% discount on purchases from Ezone online and Wills Lifestyle 1000 payback reward points
799+GSTNIL799+GST


How to apply for ICICI Bank Debit Cards

  • Log on to the bank website or net banking portal
  • On the net banking portal, select the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
  • Clicking on this option will open a new page. On the page, click on the 'Request ATM/ debit card option'.
  • Proceed further, by entering either the OTP received on the registered mobile number or use the profile password.
  • After entering any one of the above, click on 'Submit'
  • Clicking on 'Submit' will open all your primary and secondary accounts options on the page.
  • Choose the account for which you wish to get a new debit card and choose the card type and agree to the terms and conditions.
  • Click on the ‘submit button’ and verify all the credentials
  • On successful submission of the request, the card request status is updated on the screen.

Written Request

You can write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for a new ICICI Bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

To avail of a new ICICI ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1860-120-7777/ 1800-103-8181.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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