ICICI Bank Debit Cards
ICICI Bank has designed debit cards to made life of people easier across the board. From dining to paying utility bills to purchases, everything can be done with just one debit card. Read here in detail about the ICICI bank cards.
Features of ICICI Bank Debit Cards
There are many privileges associated with ICICI Bank debit cards. One can be worry-free as you are not having to carry cash everywhere. It makes the entire financial transaction risk-free. Some of the main features of the ICICI Bank debit card are:
Main ICICI Bank Credit Card offers
Here are the popular forms of ICICI Bank Debit Cards
| Debit Card Type | Features | Joining Fee | Monthly Fee | Annual Fee | Joining Benefits |
| Sapphiro Debit Card | 15% discount at leading restaurants Access to airport lounges in India | 1999+GST | NIL | 1499+GST | Kaya gift voucher worth Rs.1,000 Savaari voucher worth Rs.500 Central voucher worth Rs.500 |
| Rubyx Debit Card | Payback reward points for every purchase Access to airport lounges | 999+GST | NIL | 749+GST | |
| Coral Debit Card | 15% discount on dining and movie tickets Life insurance worth Rs.20 lakh | 599+GST | 250+GST | 599+GST | |
| Expressions Debit Card | Personalized Debit Card with images | NIL | NIL | NIL | |
| Expressions PayWave Debit Card | Contactless payment at retail stores Personalize the card with an image | 499+GST | NIL | 499+GST | |
| Expressions Coral Debit Card | 10% discount on purchases from Ezone online and Wills Lifestyle 1000 payback reward points | 799+GST | NIL | 799+GST |
How to apply for ICICI Bank Debit Cards
Written Request
You can write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for a new ICICI Bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.
Customer Care
To avail of a new ICICI ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1860-120-7777/ 1800-103-8181.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.