ICICI Bank Visa Pay Signature Credit Cards - Best Travel Card
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Indialends, 25 Mar 2026

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ICICI Bank Visa Pay Signature Credit Card

The ICICI Bank Visa Signature Credit Card is one of the best travel credit cards of ICICI Bank that makes your life run smoother. The card assists you with benefits like i-Assist, personal concierge services, complimentary access to exclusive lounges around the world so that the privileged ICICI customer do some rest and get freshen between the travels. The card also caters to the best of opportunities for all golf lovers and allows them to play at some of the best golf courses around the world. Get special privileges and hand-picked rewards with your ICICI Bank VISA Signature Credit Card.

Features and benefits of ICICI Bank Visa Signature Credit Card

  • You will get 30,000 hand-picked rewards. You can redeem the reward points from the “Hand-picked rewards” catalog which includes several popular brands.
  • Each Rs 100 spent using the card will make you get 10 hand-picked rewards. You can later redeem these reward points from the catalog that lists out a variety of options like fashion, apparel, dining, travel, gadgets, home electronics, and even air miles.
  • For every 1250 points, you can avail of a voucher worth Rs. 1000
  • You get complimentary access to golf courses in India and abroad. You also get one free round of golf per month if you spend a lakh or more on your credit card in the previous month.
  • You can get access to over 600 selected airport lounges around the globe irrespective of the airlines or class you fly on.
  • 24x7 personal concierge services. It makes it easier for you to make reservations at restaurants, booking hotels, sending of travel, and car rentals. It also assists with emergency auto needs and medical services.
  • Get a fuel surcharge waiver of 1% all across petrol pumps in India.
  • Easily manage your credit card bills at your convenience. Use the Internet Banking service to view statements, pay bills, set standing instructions, dispute transactions, block your card, and report the loss of your card, and more.

The eligibility criteria to apply for the ICICI Bank Visa Signature Credit Card

  • The minimum age to apply for a credit card is 21 years and the maximum is 65 years.
  • Their source of income must be stable and sufficient to avail this credit card
  • Indian citizens only can apply.
  • Must be having a good credit score of 750, or above.

The documents required to apply for the ICICI Bank Visa Signature Credit Card

  • One must have a valid KYC document such as a Voter Id card, Aadhaar Card, Passport, Driving License, etc.
  • Permanent Account Number (PAN) card or Form 60 if PAN is unavailable.
  • Income proof such as salary slips and income tax returns.
  • Bank or credit card statements.

ICICI Bank Visa Credit Card fee and charges

Annual Fee Rs 25000
Joining Fee Rs 2000
Add-on Card Fee NIL
Interest free period 18-48 days
Finance Charges 3.40% per month/40.80% p.a.
Foreign Transaction fee 3.50%
Over-limit charges 2.50% on over limit amount/Min. Rs. 500
Card replacement fee Rs 100
Late Payment Charges Nil for amount less than Rs.100
Rs.100 for amount between Rs.100 – Rs.500
Rs.500 for amount between Rs.501 – Rs.10,000
Rs.750 for amount more than Rs.10,000

How to apply for ICICI Credit Card at IndiaLends Platform

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred ICICI credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

We IndiaLends is one of the best digital lending platforms having 50+ credit cards of the top banks that are offering the best-in-class reward programs in terms of discounts and Cashback.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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