ICICI Bank Visa Pay Signature Credit Card
The ICICI Bank Visa Signature Credit Card is one of the best travel credit cards of ICICI Bank that makes your life run smoother. The card assists you with benefits like i-Assist, personal concierge services, complimentary access to exclusive lounges around the world so that the privileged ICICI customer do some rest and get freshen between the travels. The card also caters to the best of opportunities for all golf lovers and allows them to play at some of the best golf courses around the world. Get special privileges and hand-picked rewards with your ICICI Bank VISA Signature Credit Card.
Features and benefits of ICICI Bank Visa Signature Credit Card
The eligibility criteria to apply for the ICICI Bank Visa Signature Credit Card
The documents required to apply for the ICICI Bank Visa Signature Credit Card
ICICI Bank Visa Credit Card fee and charges
| Annual Fee | Rs 25000 |
| Joining Fee | Rs 2000 |
| Add-on Card Fee | NIL |
| Interest free period | 18-48 days |
| Finance Charges | 3.40% per month/40.80% p.a. |
| Foreign Transaction fee | 3.50% |
| Over-limit charges | 2.50% on over limit amount/Min. Rs. 500 |
| Card replacement fee | Rs 100 |
| Late Payment Charges | Nil for amount less than Rs.100 Rs.100 for amount between Rs.100 – Rs.500 Rs.500 for amount between Rs.501 – Rs.10,000 Rs.750 for amount more than Rs.10,000 |
How to apply for ICICI Credit Card at IndiaLends Platform
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
We IndiaLends is one of the best digital lending platforms having 50+ credit cards of the top banks that are offering the best-in-class reward programs in terms of discounts and Cashback.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.