ICICI Diamant Credit Card
The ICICI Diamant Credit Card is a super-premium credit card. It is offered by the bank at an invitation only. The card is universally accepted and offers a host of privileges and benefits like access to the finest range of hotels, private jets, exotic vacations, chartered yachts, etc. Read more to know about the features and benefits of the card in detail.
Features and benefits of ICICI Diamant Credit Card
The eligibility criteria to apply for ICICI Bank Diamant Credit Card
The documents required to apply for the ICICI Bank Diamant Credit Card
Both Self-employed and Salaried
Salaried- Income proof
Self-employed- Income Proof
ICICI Diamant Credit Card fee and charges
| Joining Fee | Rs 125000+ GST |
| Annual Fee | Rs. 10,000 + Service Tax (waived off when spends in the previous year cross Rs. 25 lakh) |
| Add-on Fee | NIL |
| Finance Charges | 3.40% per month |
| Over-limit charges | 2.50% on over limit amount/Min. Rs. 500 |
| Card replacement Fee | Rs 100 |
| Foreign Currency Mark-up Fee | 3.50% |
| Late Payment Charges | Nil for amount less than Rs.100 Rs.100 for amount between Rs.100 – Rs.500 Rs.500 for amount between Rs.501 – Rs.10,000 Rs.750 for amount more than Rs.10,000 |
How to apply for ICICI Credit Card at IndiaLends Platform
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
We IndiaLends is one of the best digital lending platforms having 50+ credit cards of the top banks that are offering the best-in-class reward programs in terms of discounts and Cashback.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
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Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.