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IndusInd Bank
The IndusInd Bank comes with a wide array of easy-to-use debit cards and redefines the way of making online transactions. The cards designed by IndusInd bank are hassle-free and simple to use with having robust features to keep all the debit card transactions safe and secured. Be it shopping, eating out, traveling, or anything else for that matter, IndusInd Debit Cards are here to take care of it all. Read here in detail about the features and benefits of IndusInd Bank.
Features and benefits of IndusInd Bank Debit Cards
Secure and Convenient
The IndusInd Bank is offering hassle-free ways of shopping at the merchant establishments by offering the Mastercard SecureCode, verified by the Visa Password or an OTP sent to the registered mobile number. Choose from a range of International and Premium debit cards powered by Visa or Mastercard.
Easy access to money
There are more than 2200 ATMs across India with 24x7 availability. The ATM facilities offered by IndusInd Bank are cash withdrawal, cash/ cheque deposit, balance inquiry, mobile top-up, credit card bill, etc.
Rewards for shopping
Using the IndusInd Debit Card, one is earning reward points on each swipe of the debit card. Redeem these reward points to get exciting gifts and benefits.
Exclusive member benefits and discounts
With an IndusInd debit card, one gets an opportunity to enjoy the exciting discount and offers at various websites while online shopping. Other benefits include free movie tickets, cashback offers, fuel surcharge waiver, air accident cover, and complimentary lounge access on select debit cards.
Protection & Insurance
Get insurance against losses due to theft of the card. Also, enjoy complimentary insurance on consumer durables purchased using IndusInd debit cards.
Contactless cards
Cards that allow you to pay with just a tap or wave near the machine at merchant establishments
Popular Debit Cards of IndusInd Bank
| Card Type | Joining Fee | Annual Fee | Reward Structure |
| Gold Titanium Debit Card | Based on the type of account you are having in the bank | Based on the type of account you are having in the bank | Flat reward points of 1 point for every Rs.400/- spent. |
| Titanium Metro Debit Card | Between Rs.249/- to Rs.299/- + taxes | Between Rs.249/- to Rs.299/- + taxes | Flat reward points of 1 point for every Rs.400/- spent |
| Platinum Debit Card | Between Rs.1500/- to Rs.2500 + taxes | 799+Taxes | Transactions up to Rs.5000– 2 points every Rs.200 Transactions of Rs.5000 – Rs.10000 – 3 points for every Rs.200 Transactions of Rs.10000 – Rs.20000 – 4 points for every Rs.200 Transactions of Rs.20000 – Rs.40000 – 5 points for every Rs.200 Transactions above Rs.40000 – 6 points for every Rs.200 |
| Signature Debit Cards | Rs.5000/- to Rs.10000/- + taxes | 1499+taxes | Transactions up to Rs.5000– 2 points every Rs.200 Transactions of Rs.5000 – Rs.10000 – 3 points for every Rs.200. Transactions of Rs.10000 – Rs.20000 – 4 points for every Rs.200 Transactions of Rs.20000 – Rs.40000 – 5 points for every Rs.200 Transactions above Rs.40000 – 6 points for every Rs.200 |
| Duo Cards | Based on the type of account you are having in the bank | Based on the type of account you are having in the bank | Flat reward points of 1 point for every Rs.150/- spent |
How to apply for an IndusInd Bank Debit Card
Internet Banking
Written Request
The written request made for a new IndusInd Bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
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Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.
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