IndusInd Bank Pioneer Heritage Credit Card
The IndusInd Bank Pioneer Heritage is the first metal card launched by the bank in collaboration with the Mastercard. The card is the best choice for all the ultra-high net worth customers like established entrepreneurs and Indian professionals who are earning high. The card offers a host of benefits across varied categories including travel, wellness, lifestyle, etc. Here are the detailed features and benefits of the card.
Key highlights of IndusInd Bank Pioneer Heritage Credit Card
The reward program of IndusInd Bank Pioneer Heritage Credit Card
The eligibility criteria to apply for the IndusInd Bank Pioneer Heritage Credit Card
The documents required to apply for the IndusInd Bank Pioneer Heritage Credit Card
If you already hold an existing relationship with IndusInd Bank, you may get easily a pre-approved credit card offer and you are not required to submit documents. However, if you are new to IndusInd, here are the main documents required to apply for a credit card.
Identity Proof – PAN Card/Aadhaar Card/Voter ID/Driving License/Passport
Residence Proof – Aadhaar Card/Voter ID/Driving License/Passport/Utility Bills
Income Proof – Latest Salary Slips for Salaried/Last 2-3 ITR & Audited Balance Sheet for Self-employed
Last 6-month Bank Statement
Form 16
Fee and charges of IndusInd Bank Pioneer Heritage Credit Card
| Joining Fee | Rs 90,000 |
| Annual Fee | Rs 25000 |
| Finance Charge | 2.99% per month |
| Add-on Card Fee | NIL |
| Over limit charges | NIL |
| Late Payment Fee | NIL |
| Foreign Currency Mark-up | 1.8% |
| Fuel Surcharge waiver | 1% surcharge waived for transactions between Rs.400 and Rs.4,000. |
| Card replacement | Rs 1000 |
How to apply for IndusInd Bank Credit Card at IndiaLends Platform?
IndiaLends offers a comprehensive list of Indusind Bank credit cards online with multiple cashbacks offer and exciting reward points especially crafted for their customers. The popular types of reward points are Fuel, Dining, Movie tickets, Shopping, premiums, etc.
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
Disclaimer
As per RBI advisory, For these cards, the bank is currently not accepting credit card applications. In the meantime, you can explore our wide range of credit card offerings by top banks to enjoy great offers, cash back, and reward points.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
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Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.