Indialends, 03 May 2026

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Standard Chartered DigiSmart Credit Card

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Standard Chartered DigiSmart is all-in-one credit card launch of the bank. It has been designed keep in mind those who preferred online shopping more as compared to offer, this credit card offers host of benefits in the form of cashback and discount on shopping, travel, dining, movies, and grocery purchases.

Read here in detail about features and benefits of Standard Chartered DigiSmart Credit Card

• Using promo code DIGI SMART, a cardholder avails of a 10% discount on grocery shopping at Gofers with no minimum order value condition.5 transactions can be made in a month with a maximum discount of Rs. 1,000 per month.
• Get a 20% discount on shopping with Myntra up to a maximum discount of Rs. 700. This offer is valid only once per month.
• Get a 10% discount on availing of the Zomato services with no minimum spending value. One user can enjoy this offer only 5 times a month.
• The DigiSmart Credit Card also offers discounts on travel and hotel bookings made through Yatra.com. Users will get the following offers:
• DigiSmart card users will also get 15% cashback on booking Ola Cab rides up to a maximum cashback of Rs. 600 per month.
• Convert purchases into easy EMIs on transactions above Rs 5000.
• Eligible users can also avail of a loan on their DigiSmart Credit Card. Loan of up to Rs. 5 Lakh can be availed with tenure options ranging from 12 months to 60 months.
• It has the feature of making contactless payments for the transaction of Rs 2000 or above.

The eligibility criteria to apply for the Standard Chartered DigiSmart Credit Card

• The minimum age to apply for a credit card is 21 years and the maximum is 65 years old.
• He/ she must have a steady monthly income.
• Applicant must reside in the particular credit card sourcing city or location of the bank.
• Must be having a good credit score of 750, or above.
• The minimum monthly income requirement for self-employed and salaried is Rs 50,000 per month.

The documents required to apply for the Standard Chartered DigiSmart Credit Card

Both Self-employed and Salaried

• Completed application form
• Passport-size photographs
• Proof of identity (copy of PAN, Aadhaar, passport, etc.)
• Proof of residence (utility bills, driving license, PAN, Aadhaar, etc.)

Salaried- Income proof

• Latest salary slips
• Form 16
• Bank statements

Self-employed- Income Proof

• Income proof
• Statement of accounts
• Proof of business

Standard Chartered bank fee and charges

At present, we are not having Standard Chartered bank Credit Cards, but we have 50+ credit cards of other top banks like HDFC, YES, CITI, Indusind, SBI, and RBL that are offering best-in-class rewards, cashbacks, and discounts on spending in all the categories.

• Click here to start the application process.
• Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
• Find your preferred credit card from the list and check your eligibility for the same.
• If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.