Standard Chartered Platinum Reward Credit Card
Standard Chartered Platinum Credit Card is one of the best shopping and lifestyle credit card that makes the cardholder avail of the benefit of accumulated platinum rewards credit card. These accumulated reward points can further be used for paying off the utility and card bills. Read on to know more about the features and benefits of this SCB Credit Card.
Features and Benefits of Standard Chartered Platinum Rewards Credit Card
The eligibility criteria to apply for Standard Chartered Platinum Rewards Credit Card
The documents required to apply for Standard Chartered Platinum Rewards Credit Card
Fee and charges of Standard Chartered Platinum Rewards Credit Card
| Joining Fee | Rs 250 plus taxes |
| Annual Fee | 250 + tax. Waived on annual spends > 60,000 |
| Annual Percentage Rate | Annual rate of interest of 41.88% charged for all Standard Chartered credit cards. For all instant credit card variants, the annual interest rate of 23.88% is chargeable. Cash transactions will attract an interest rate of 41.88% on annual basis. |
| ATM Withdrawals | 3% of the amount withdrawn subject to a maximum of Rs.300. |
| Late Payment Charges | Rs.0 for outstanding balance less than or equal to Rs.100. Rs.100 for outstanding balance amount between Rs.101 and Rs.500. Rs.500 for outstanding balance amount between Rs.501 and Rs.5,000. Rs.700 for outstanding balance between Rs.5,001 and Rs.15,000. Rs.800 for outstanding balance amount greater than Rs.15,000. Rs.800 for outstanding balance amount between Rs.10,000 and Rs.25,000. Rs.1,200 for outstanding balance of more than Rs.25,000. |
At present, we are not having Standard Chartered bank Credit Cards, but we have 50+ credit cards of other top banks like HDFC, YES, CITI, Indusind, SBI, and RBL that are offering best-in-class rewards, cashbacks, and discounts on spending in all the categories.
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.