Credit Card 
Other Products
IndiaLends App is available in
Which Bank Credit Card Is Best? | Compare Top Cards in India [2025 Guide]
Which Bank Credit Card Is Best? | Compare Top Cards in India [2025 Guide]
Looking for the best credit card in India? Whether it's cashback, airport lounge access, travel perks, or easy approval, IndiaLends helps you compare and apply for the right credit card—fast and hassle-free.
Which Bank Credit Card Is Best in India?
Here's a comparison of the top credit cards in India based on usage type, features, and approval ease:
Bank & Card | Best For | Key Benefits | Min. Salary (Monthly) | Apply Now |
HDFC Regalia | Travel + Dining | 12 lounge visits/year, 4x rewards, low forex fee | ₹45,000 | |
HDFC Millennia | Cashback | 5% cashback on Amazon, Flipkart, Swiggy | ₹25,000 | |
SBI Card ELITE | Lounge + Lifestyle | 6 international lounge visits, BookMyShow offer | ₹50,000 | |
SBI SimplyCLICK | Online Shopping | 5x rewards on online spends | ₹20,000 | |
Axis Magnus | Premium Travel | Unlimited international lounge access, rewards | ₹80,000 | |
Axis Ace | Cashback + Easy Approval | 2% cashback on all spends | ₹18,000 | |
ICICI Amazon Pay | E-commerce | 5% cashback for Prime users | ₹15,000 | |
IndusInd Platinum Aura | Lifestyle | Lounge access + fuel surcharge waiver | ₹25,000 | |
BOB Premier Credit Card | Cashback + Dining | 5x rewards on groceries and dining | ₹20,000 |
Which HDFC Credit Card Is Best?
Which HDFC credit card is good for salaried employees?
HDFC Millennia – Best for ₹25K–30K salary range, offers strong cashback on digital spends.
Which is best credit card in HDFC for travel & lifestyle?
HDFC Regalia – Known for lounge access, travel rewards, and global usage benefits.
Which SBI Credit Card Is Best?
Which SBI credit card is best for EMI and shopping?
SBI PRIME – EMI conversion on big purchases + bonus reward points.
SBI which credit card is best for lounges & lifestyle?
SBI ELITE – Includes free lounge access, concierge, and international privileges.
Which Axis Credit Card Is Best?
Axis Bank which credit card is best for luxury perks?
Axis Magnus – Unlimited lounge access, hotel perks, concierge service.
Which Axis credit card is best for cashback?
Axis Ace – 2% on all spends and up to 5% on bill payments via Google Pay.
Which ICICI Credit Card Is Best?
ICICI Amazon Pay Card – Top pick for frequent Amazon users with up to 5% cashback and zero joining fee.
Which Bank Gives Credit Cards Easily?
If you're new to credit or want fast approval, these cards are ideal:
Use IndiaLends Credit Card Eligibility Checker to find out which credit cards you qualify for in under 2 minutes.
Which Credit Card Gives Access to Airport Lounges?
Credit Card | Lounge Access |
HDFC Regalia | 12 free domestic visits/year |
SBI ELITE | 6 international + 8 domestic |
Axis Magnus | Unlimited international lounges |
IndusInd Legend | 4 free visits/quarter |
Scan this QR Code
Latest Articles
Upcoming Sale Calendar 2025 – Which Credit Card to Use & When?
10 Sep 2025
How to Save ?10,000 Extra This Sale With the Right Credit Card
10 Sep 2025
Best Credit Cards for Amazon & Flipkart Sales 2025: Save More This Festive Season
10 Sep 2025
Employee Provident Fund Organisation (EPFO): Complete Guide
03 Sep 2025
EPF vs PPF: Which One Should You Choose?
03 Sep 2025
Relevant Articles
Upcoming Sale Calendar 2025 – Which Credit Card to Use & When?
10 Sep 2025
How to Save ?10,000 Extra This Sale With the Right Credit Card
10 Sep 2025
Best Credit Cards for Amazon & Flipkart Sales 2025: Save More This Festive Season
10 Sep 2025
SBI Credit Card Reward Points Update – What’s New in 2025?
26 Aug 2025
How Co-branded Cards Are Evolving: Choose Network Flexibility with RuPay or Mastercard
26 Aug 2025
FAQ’s
HDFC Regalia, Axis Magnus and SBI ELITE.
HDFC Millennia, Axis Ace and SBI SimplyCLICK —designed for moderate salaries with high returns.
Axis, SBI, ICICI, and Bank of Baroda offer beginner-friendly cards with easier approvals.
SBI PRIME allows EMI conversion with good reward benefits—perfect for EMI-centric users.
HDFC Regalia offers 12 free airport lounge visits per year—ideal for frequent travelers, IndiaLends helps you compare, check eligibility, and apply—all in one place. Check eligibility in 2 minutes Get your free credit score
URL copied to clipboard successfully !Download the IndiaLends App Now
Scan this QR code to download the app
