YES Prosperity Business Credit Card
The YES Prosperity Business Credit Card makes it easier to manage business financial transactions. It is one of the best business credit cards of YES Bank. Using this card, one can avail of the benefit of accelerated reward points for each of the spending be it buying domestic airline tickets or making a stay during the travel by offering complimentary lounge access in international and domestic airports. Read know about this card.
Features and Benefits of YES Prosperity Business Credit Card
The eligibility criteria to apply for YES Prosperity Business Credit Card
The document required to apply for YES Prosperity Business Credit Card
Both Self-employed and Salaried
Salaried- Income proof
Self-employed- Income Proof
YES Prosperity Business Credit Card fee and charges
| First Year Fee | Rs 2499 per annum |
| Welcome Reward points | 10,000 Reward Points on first transaction within 30 days of issuance of credit card or upgrade of the card |
| Renewal Fee | Rs 2499 per annum |
| Renewal Reward points | 7,500 Reward Points on each renewal |
| Foreign currency mark-up charge | 2.50% on the transaction amount |
How to apply for YES Bank Credit Card via IndiaLends
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
We IndiaLends is one of the best digital lending platforms having 50+ credit cards of the top banks that are offering the best-in-class reward programs in terms of discounts and Cashback.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
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Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.