Indialends, 25 Mar 2026

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YES Prosperity Rewards Credit Card

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The YES Prosperity Rewards Credit Card is a value for money card. Each time on using the card, it will make you save money on your spending. It makes you earn extra Rewards on your transactions and redeem them for exciting merchandise. Benefit from features designed to offer you a superior and rewarding payment experience. Read here in detail about this card.

Features and benefits of YES Prosperity Rewards Credit Card

• Earn 10,000 reward points on making annual spending worth Rs 1.8 Lakh.
• The card entitles to a preferential foreign currency mark-up of 3.40%.
• It offers you a 1% Fuel surcharge is waived off across all fuel stations in India if the transaction ranges from Rs.400 – Rs.5,000.

The reward program of YES Prosperity Rewards Credit Card

• On each Rs 200 spent by the cardholder be it grocery or supermarket, 4 reward points will be added to your account.
• On each 200 spent on retail purchases, 2 reward points will be provided to the cardholder.
• Get 500 reward points on registering with YES PayNow.
• These points can be redeemed to buy a variety of products.
• 4 reward points qualify as 1 JPMile. The points can be redeemed against JPMiles which can be used for buying air tickets.

The eligibility criteria to apply for the YES Prosperity Rewards Credit Card

• The minimum age to apply for a credit card is 21 years and the maximum is 60 years.
• The minimum monthly income requirement is Rs 25000 per month
• The income requirement for self-employed is Rs 5 Lakh per annum
• Must be having a good credit score of 750, or above

The documents required to apply for the YES Prosperity Rewards Credit Card

Both Self-employed and Salaried

• Completed application form
• Passport-size photographs
• Proof of identity (copy of PAN, Aadhaar, passport, etc.)
• Proof of residence (utility bills, driving license, PAN, Aadhaar, etc.)

Salaried- Income proof

• Latest salary slips
• Form 16
• Bank statements

Self-employed- Income Proof

• Income proof
• Statement of accounts
• Proof of business

YES Prosperity Rewards Credit Card fee and charges

How to apply for YES Bank Credit Card via IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

• Click here to start the application process.
• Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
• Find your preferred YES Bank credit card from the list and check your eligibility for the same.
• If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

We IndiaLends is one of the best digital lending platforms having 50+ credit cards of the top banks that are offering the best-in-class reward programs in terms of discounts and Cashback.