Indialends, 25 Mar 2026

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Citi Bank Debit Cards

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The Citi bank is known for introducing a range of debit cards that suits well the variety of lifestyle needs of a common man. Each card is unique in terms of benefits offered withdrawal limits, and many other lifestyle privileges. For a brief idea, given below are just some of the highlighting features of Citibank debit cards.

Key highlights of Citi Bank Debit Cards

• Get complimentary lounge access at the international and domestic airports.
• Avail of special travel discounts on leisure activities, hotels, and transport facilities at international locations.
• Exclusive dining privileges at over 1,900 restaurants.
• Get multiple rewards points benefits you swipe the card at Citibank affiliated merchants, grocery, and retail stores.
• The cardholders who travel frequently with any of Citibank’s associated airlines are entitled to earn 2x Airmiles.
• A convenience of charge-free cash withdrawal at ATMs around the world
• High daily spend and withdrawal limit
• Make hassle-free cashless payments, online and in stores, around the world.

What are the types of debit cards accounts available with Citi Bank?

There are mainly three types of debit cards being offered by Citi Bank to their customers:

• Regular accounts
• Preferred accounts
• Citi gold accounts

While the maximum withdrawal limit for regular accounts is equivalent to Rs.75,000, the maximum withdrawal limit for preferred account holders and Citi gold account holders is equivalent to Rs.1.25 lakhs and Rs.1.5 lakhs per day.

Debit Card for Non-Resident External Rupee Checking Account 

The debit card offered under this category can be used at any MasterCard establishment around the world. It allows you to avail of the facility of higher cash withdrawals in the local currency at any ATM globally that displays signs of MasterCard, Maestro, and Cirrus. If you are holding a Non-Resident External- and a Non-Resident Ordinary- Rupee Checking Account, you will receive one debit card along with an ATM PIN for each account. In case you have multiple holders on the account, each account holder will receive a debit card and ATM PIN. 

Debit Card for Non-Resident Ordinary Rupee Checking Account:

With this account, you can withdraw cash through your debit card, do online shopping and pay for the purchase at MasterCard establishments. Non-Resident Ordinary Rupee Checking Account also gives you the benefit to withdraw cash in Indian Rupees at any ATM in India that displays the signs of MasterCard, Maestro, and Cirrus.

Popular Citi Bank Debit Cards

How to apply for a new Citi Debit card?

Internet Banking

• To get a new Citi Bank, here are the net banking steps:
• Log on to the net banking portal of Citi Bank
• Look out for the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
• By choosing the same option, you will be redirected to a new page. Click on 'Request ATM/ debit card option'.
• After that, you will receive an OTP on your registered mobile number or may also use it as a profile password.
• After entering any one of the above, click on 'Submit'.
• Clicking on 'Submit' will open all your primary and secondary accounts options on the page.
• Select the account for which you want to link your ‘new debit card’ and choose the card type and agree to the terms and conditions.
• Click on 'Submit' and verify all the details.
• On successful submission of the request, the card request status is updated on the screen.

Written Request

The written request made for a new Citibank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

To avail of a new Citibank ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1860-210-2484.