Citi Rewards Domestic Credit Card
Key highlights of Citi Bank Rewards Domestic Credit Card
Features of Citibank Rewards Domestic Credit Card
Reward Program of Citibank Rewards Domestic Credit Card
The eligibility criteria to apply for the CitiBank Rewards Domestic Credit Card
The documents required to apply for the CitiBank Rewards Domestic Credit Card
For Salaried
Salaried- Income proof
Annual fee and charges
| Annual Fee | No annual fee for spends more than Rs.30,000. Rs.1,000 charged for spends lesser than Rs 30,000. |
| Joining Fee | NIL |
| Interest Rate | 3.75% per month |
| Late Payment Charges | Between Rs 300 to Rs 700, depending on the outstanding balance |
| Late Payment Fee | If statement balance is up to Rs.2,000 - NIL. If balance is above Rs.2,000 and up to Rs.7,500 – Rs.600. If balance is above Rs.7,500 and up to Rs.15,000 – Rs.950. If balance is above Rs.15,000 – Rs.1,300. |
| Over Credit Limit Charge | 2.5% of the amount (excluding fees, charges and taxes) over the credit limit, subject to a minimum of Rs.500. |
| Re-issue of lost / stolen/ Damage Credit Card | NIL |
How to apply for Citi Credit Cards at IndiaLends?
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
Apply online for Citi Bank Credit Card: Check your Citi Bank Credit Card Eligibility ✓ Offers ✓ Fee charges ✓ Reward Points ✓ Apply Online instantly at IndiaLends.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.