HSBC Bank Debit Cards
HSBC bank is established in India to build a strong personal banking customer base by offering a wide spectrum of products like wealth management, retail banking, international credit cards, visa debit cards, and deposits. The HSBC debit cards are also known as a global debit card for offering customers higher purchase transaction limits with zero charges on ATM withdrawals done till 5 transactions. It is an easy-to-use banking cum shopping debit card.
Features of HSBC Bank Debit Card
The eligibility criteria to apply for HSBC Bank Debit Card:
Residents/NRI with all types of accounts i.e., current account, savings account, etc., may apply for the card. NRI customers holding NRO accounts with HSBC India are also eligible for this card. The debit cards are also issued to the Power of Attorney holders determined by the NRI customers for their NRE account with HSBC India.
Popular forms of HSBC Debit Card
There are mainly three types of HSBC Debit cards. This is directly linked to the type of account held with the bank.
| Account Type | Point of Sales (POS) limit per day | Cash limit per day | Transaction of Cards used overseas (Cash withdrawal/POS) | Debit Card insurance cover |
| HSBC Premier Platinum Debit Card | Rs 250,000 | Rs 250,000 | USD$ 1500 | Rs 500,000 |
| HSBC Advance Platinum Debit Card | Rs 200,000 | Rs 200,000 | USD$ 1000 | Rs 400,000 |
| HSBC Savings Debit Card | Rs 100,000 | Rs 100,000 | USD$ 500 | Rs 200,000 |
How to apply for HSBC Bank Debit Card
To gain a new HSBC debit card via net banking follows the below-mentioned steps:
Written Request
Write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for an HSBC bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
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