Indialends, 13 May 2026

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Kotak Bank Debit Cards

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Kotak Bank is known for offering maximum customized and need-based debit cards to the clientele. They are not only fulfilling the need of taking hard cash along with it, but also offering some of the best and incredible perks of using the debit card. Read here in detail about the features and benefits of using the Kotak Bank.

Features of Kotak Bank Debit Cards

• The Kotak Bank Debit Card is offering benefits in various categories like lifestyle, shopping, travel, among others.
• The Kotak Bank debit cum ATM card could be applied via net banking, written request, or by contacting customer care.
• One can earn a reward, withdraw cash online, offline, and even make payment of utility bills using the card.
• In case of theft of the debit card, the Kotak Bank debit card can be blocked by internet banking or by contacting the bank via toll-free number or SMS.

Benefits of using the Kotak Bank Debit Cards

• The Kotak bank cards come with minimal documentation and eligibility which makes the application procedure a simplified one.
• Kotak Bank debit card can be used to withdraw cash.
• Kotak debit card offers the security of funds even when the card is stolen. This is because the card can be blocked immediately, and thus debit cards are safer for funds than physical cash.
• Another benefit offered by Kotak ATM is that the card can be used across all points of sales, whether offline or online and allows hassle-free transactions.
• When it comes to debt management, debit cards are more beneficial, and it allows you to purchase as per the fund’s availability in your bank account.
• Apart from the best utilization of one's funds, Kotak Bank ATM provides the additional benefit of rewards such as cashback offers and reward points.

Popular Debit Cards of Kotak Bank

How to apply for a Kotak Bank Debit Card

Internet Banking

• Log on to the bank’s net banking portal using your username and password.
• On the net banking portal, look out for the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
• Clicking on this option will open a new page. On the page, click on the 'Request ATM/ debit card option'.
  
• Proceed further, by entering either the OTP received on the registered mobile number or use the profile password.
• After entering any one of the above, click on 'Submit'.
• Choose the account for which you wish to get a new debit card and choose the card type and agree to the terms and conditions.
• Click on 'Submit'.  Post that, the verification will take place.
• After the submission of the card request, the status is updated on the screen.

Written Request

The written request made for a new Kotak Bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

To avail of a new Kotak ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1860-266-2666.