Kotak PayShop More Debit Card

The Kotak Bank PayShop More Debit card is a visa card and is one of the best customer-oriented and beneficial debit cards of Kotak bank. The card makes you enjoy convenient and cash-free shopping at 30 lac stores in India. The card swiped well both on websites and mobile apps. What’s more, you can also use your card for shopping even when you travel abroad. It comes loaded with the following features and benefits as well:

Features and Benefits of Kotak Bank Payshop More Debit Card

  • Daily purchase limit – Rs 200,000
  • International usage limit – Rs 50,000

Here is the insurance cover offered to the cardholders of Kotak Bank PayShop More Debit Card:

  • Lost Card liability- Rs 2,50,000
  • Purchase Protection Limit- Rs 50,000
  • Personal Accident Cover- Rs 5 Lakhs

There are great offers and discounts associated with the Kotak Bank Payshop More Debit Card across dining, shopping, travel.

Offers the flexibility to design the card on your own. They are having a feature of ‘ KotakMyImage’. Under this, the cardholder is getting the opportunity to choose its own designs from the collection of ‘ MyDesign’.

The eligibility criteria to apply for Kotak Bank PayShop More Credit Card

  • Resident- Savings Account
  • Non- Resident- NRE Savings Account

Fee and charges

Maximum Cash withdrawalNIL
Maximum Purchase limitNIL
Annual Maintainance ChargeRs 250
Card Replacement ChargeRs 250
Issuance ChargeRs 250

How to apply for Kotak Bank PayShop More Credit Card?

Internet Banking

  • Log on to the bank’s net banking portal using your username and password.
  • On the net banking portal, look out for the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
  • Clicking on this option will open a new page. On the page, click on the 'Request ATM/ debit card option'.
  • Proceed further, by entering either the OTP received on the registered mobile number or use the profile password.
  • After entering any one of the above, click on 'Submit'.
  • Choose the account for which you wish to get a new debit card and choose the card type and agree to the terms and conditions.
  • Click on 'Submit'.  Post that, the verification will take place.
  • After the submission of the card request, the status is updated on the screen.

Written Request

The written request made for a new Kotak Bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

To avail of a new Kotak ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1860-266-2666.