Kotak Bank Privy League Signature Debit Card

The Kotak Mahindra introduces Privy League Signature Debit Card designed especially for Privy League customers. It makes you enjoy the bevy of premium services, discounts, and across a variety of lifestyle verticals like fine dining, exotic travel, fitness, healthcare, and much more.

Features and benefits of Kotak Mahindra Privy League Signature Debit Card:

ATM access: This makes you enjoy complimentary access for an unlimited number of transactions to any VISA ATM located anywhere in the world.

High Transaction limit: The Privy League Signature Debit Card makes you enjoy a purchase limit of up to Rs 450,0000 and with an ATM Withdrawal limit of Rs 300,000 on the Privy League Plan.

Fuel Surcharge Waiver: Each time you are purchasing fuel from any of the refueling stations across India. The debit card rewards you with a surcharge waiver of 2.5%.

Complimentary Insurance Cover: As a Privy League Signature Debit Cardholder, you are eligible for a variety of insurance covers for getting protection at every step of life. You get complimentary Air Accident insurance worth Rs 1 crore, Baggage Insurance worth Rs 1 lakh.

Lost Card Liability: With the Privy League Signature debit card, you can leave behind all worries of losses that might befall in case your card is lost or stolen. This debit card comes covers you against Lost Card Liability worth Rs 4,00,000.

Purchase Protection – In case the goods which you have purchased using your debit card may be stolen or lost within a specified period of the purchase date, your debit card will cover you for an amount of up to Rs 1,50,000 for Purchase Protection of the purchased goods.

Widely Accepted – Your Privy League Signature Visa debit card is widely accepted all over the world at merchant establishments and ATMs which are Visa enabled.

Priority Pass Airport Lounge Access - Using this card, the cardholder is traveling in comfort and style with your Privy League signature debit card.  It grants you exclusive access to some of the finest airport lounges in over 400 cities and 120 countries worldwide via the Priority Pass program. Signature debit cardholders are allowed 2 free airport lounge visits every quarter, every calendar year.

Free Movie Tickets with BookMyShow – The Privy League Signature debit card gives you an exciting chance to indulge the cinephile in you. Each time you book a movie ticket using BookMyShow.com, you are entitled to another ticket, free of cost. 

Round The Clock Visa Concierge Service –. The Visa concierge service is a 24/7 assistance service to help you with any lifestyle-related needs. 

Exclusive Discounts –Make the most of exclusive discounts and offers at merchant establishments while shopping, dining, traveling, for health and fitness-related needs.

Visa Global Customer Assistance Service – You are entitled to avail of the 24-hour visa Global Customer Assistance Service (GCAS) for reporting about the loss of a stolen lost card. 

The eligibility criteria to apply for Kotak Bank Privy League Signature Debit Card

The Kotak Mahindra Privy League Signature Debit Card is only available to Kotak Mahindra’s Optima customers.

Fee and Charges


Issuance ChargeFree (for Optima customers) / Rs 2000 (for non-Optima customers)
Annual ChargeFree (for Optima customers) / Rs 2000 (for non-Optima customers)


How to apply for Kotak Bank Debit Cards in India:

Internet Banking

  • Log on to the bank’s net banking portal using your username and password.
  • On the net banking portal, look out for the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
  • Clicking on this option will open a new page. On the page, click on the 'Request ATM/ debit card option'.
  • Proceed further, by entering either the OTP received on the registered mobile number or use the profile password.
  • After entering any one of the above, click on 'Submit'.
  • Choose the account for which you wish to get a new debit card and choose the card type and agree to the terms and conditions.
  • Click on 'Submit'.  Post that, the verification will take place.
  • After the submission of the card request, the status is updated on the screen.

Written Request

The written request made for a new Kotak Bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

To avail of a new Kotak ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1860-266-2666.