State Bank of India Debit Cards

The State Bank of India offering different types of debit cards for the use of the customers. Each debit card is offering a host of benefits, and varying transactions and withdrawal limits. There are loyalty programs associated with SBI debit cards. It makes you get rewarded every time you are swiping the card. Read here in detail about the SBI debit cards.

Key highlights of SBI Debit Cards

  • Using an SBI debit card, one can shop over 5 lakh merchant outlets in India with your SBI Debit Card.
  • Makes you earn assured rewards with the help of the loyalty program of the State Bank of India.
  • Use your SBI debit cards to book movie tickets and pay utility bills on a completely secure platform.
  • Complimentary insurance coverage for the debit cardholder.

Benefits of State Bank of India Debit Cards

  • SBI debit cards are having a vast network of ATMs. It is approximately 43000+.  It makes it easier to access the banking accounts and perform all the financial transactions free of cost. This facility extends to any ATM belonging to the State Bank Group as well as associate banks (e.g.- State Bank of Bikaner & Jaipur, State Bank of Patiala, State Bank of Hyderabad, etc.)
  • The customers can use SBI debit cards to withdraw cash, making of payments, and placing of requests for credit instruments. It may be credit cards and also open term deposits at any SBI ATM.
  • State Bank of India debit cards assures security for online transactions provided by ‘3D Secure’, a secure service introduced by the State Bank Group in collaboration with Visa and MasterCard.

Popular SBI Debit Cards

CardsDaily withdrawal limitDaily Purchase limitFreedom RewardsIssuance chargesAnnual Charges
SBI Classic Debit CardRs 20,000Rs 50,0001 point for every Rs.200 spent
SBI Silver International Debit Card

Domestic      Rs 40,000

International - subject to a maximum of USD 1,000

Domestic- Rs 75000

International - subject to a maximum of USD 1,500

1 point for every Rs.200 spent
SBI  Gold International Debit Card
Rs 50,000Rs 200,0001 point for every Rs.200 spent
SBI Platinum International Debit CardRs 100,000Rs 200,0001 point for every Rs.200 spent
SBI Mumbai Metro Combo Debit CardRs 40,000Rs 750001 point for every Rs.200 spent
SbiINTOUCH Tap & Go Debit Card
Rs 40,000Rs 750001 point for every Rs.200 spent

SBI Debit Card fee and charges

 Debit Card replacement chargesRs 204( including service charges)
Duplicate PIN/ Regeneration of PinRs 51( including service charges)
Transactions at State Bank ATM groupsFree
Other Bank ATMs - Up to 5 Transactions during a calendar month
Other Bank ATMs - Beyond 5 Transactions during a calendar month

Financial Transaction - Rs.17/- (including service tax)

Non-Financial Transaction - Rs.6/- (including service tax)

Point of Sale (PoS)/ eCommerce Transactions
POS at fuel stations

On SBIs POS terminal - 0.75% for transactions up to Rs.2000/- & 1% for transactions above Rs.2000/-

other bank POS terminal - 2.5% of transaction value

ATM/Point of Sale (PoS) Transaction Decline Due to Insufficient Balance

Rs 17 including tax

International Transaction charges

Balance inquiry - Rs.17/- (including service tax)

ATM Cash withdrawal transactions - Rs.169/- (including service tax)

Point of Sale(PoS)/ eCommerce transactions - Nil

How to apply for Debit Card with SBI bank?

Via Internet Banking

  • Log in to the SBI internet banking website.
  • Click on the tab titled ‘e-Services’.
  • Select the option titled ‘ATM card services.
  • From the list of options provided, click on the option titled ‘Request ATM/debit card’.
  • The request will have to be authenticated with internet banking credentials and OTP sent to the registered mobile number.
  • Once the request has been successfully placed, the customer is notified of the duration that it would take for the card to be delivered. The steps mentioned above are also applicable when requesting a new debit card on the SBI mobile banking app.

Via written request

The customer can give a written request for applying for a new debit card and email it to the SBI customer care email ID.

Via Customer Care

To avail of a new PNB ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1800-180-2222/ 1800-103-2222.