State Bank of India Debit Cards
The State Bank of India offering different types of debit cards for the use of the customers. Each debit card is offering a host of benefits, and varying transactions and withdrawal limits. There are loyalty programs associated with SBI debit cards. It makes you get rewarded every time you are swiping the card. Read here in detail about the SBI debit cards.
Key highlights of SBI Debit Cards
- Using an SBI debit card, one can shop over 5 lakh merchant outlets in India with your SBI Debit Card.
- Makes you earn assured rewards with the help of the loyalty program of the State Bank of India.
- Use your SBI debit cards to book movie tickets and pay utility bills on a completely secure platform.
- Complimentary insurance coverage for the debit cardholder.
Benefits of State Bank of India Debit Cards
- SBI debit cards are having a vast network of ATMs. It is approximately 43000+. It makes it easier to access the banking accounts and perform all the financial transactions free of cost. This facility extends to any ATM belonging to the State Bank Group as well as associate banks (e.g.- State Bank of Bikaner & Jaipur, State Bank of Patiala, State Bank of Hyderabad, etc.)
- The customers can use SBI debit cards to withdraw cash, making of payments, and placing of requests for credit instruments. It may be credit cards and also open term deposits at any SBI ATM.
- State Bank of India debit cards assures security for online transactions provided by ‘3D Secure’, a secure service introduced by the State Bank Group in collaboration with Visa and MasterCard.
Popular SBI Debit Cards
| Cards | Daily withdrawal limit | Daily Purchase limit | Freedom Rewards | Issuance charges | Annual Charges |
| SBI Classic Debit Card | Rs 20,000 | Rs 50,000 | 1 point for every Rs.200 spent
| NIL | 125+GST |
| SBI Silver International Debit Card | Domestic Rs 40,000 International - subject to a maximum of USD 1,000
| Domestic- Rs 75000
International - subject to a maximum of USD 1,500
| 1 point for every Rs.200 spent
| NIL | 150+GST |
SBI Gold International Debit Card
| Rs 50,000 | Rs 200,000 | 1 point for every Rs.200 spent
| 100+GST | 175+GST |
| SBI Platinum International Debit Card | Rs 100,000 | Rs 200,000 | 1 point for every Rs.200 spent
| 300+GST
| 250+GST |
| SBI Mumbai Metro Combo Debit Card | Rs 40,000 | Rs 75000 | 1 point for every Rs.200 spent
| 100+GST
| 175+GST |
SbiINTOUCH Tap & Go Debit Card
| Rs 40,000 | Rs 75000 | 1 point for every Rs.200 spent
| NIL | 175+GST |
SBI Debit Card fee and charges
| Particulars | Charges |
| Debit Card replacement charges | Rs 204( including service charges) |
| Duplicate PIN/ Regeneration of Pin | Rs 51( including service charges) |
| Transactions at State Bank ATM groups | Free |
Other Bank ATMs - Up to 5 Transactions during a calendar month
| Free |
Other Bank ATMs - Beyond 5 Transactions during a calendar month
| Financial Transaction - Rs.17/- (including service tax) Non-Financial Transaction - Rs.6/- (including service tax)
|
Point of Sale (PoS)/ eCommerce Transactions
| Free |
| POS at fuel stations | On SBIs POS terminal - 0.75% for transactions up to Rs.2000/- & 1% for transactions above Rs.2000/- other bank POS terminal - 2.5% of transaction value
|
ATM/Point of Sale (PoS) Transaction Decline Due to Insufficient Balance
| Rs 17 including tax
|
International Transaction charges
| Balance inquiry - Rs.17/- (including service tax) ATM Cash withdrawal transactions - Rs.169/- (including service tax) Point of Sale(PoS)/ eCommerce transactions - Nil
|
How to apply for Debit Card with SBI bank?
Via Internet Banking
- Log in to the SBI internet banking website.
- Click on the tab titled ‘e-Services’.
- Select the option titled ‘ATM card services.
- From the list of options provided, click on the option titled ‘Request ATM/debit card’.
- The request will have to be authenticated with internet banking credentials and OTP sent to the registered mobile number.
- Once the request has been successfully placed, the customer is notified of the duration that it would take for the card to be delivered. The steps mentioned above are also applicable when requesting a new debit card on the SBI mobile banking app.
Via written request
The customer can give a written request for applying for a new debit card and email it to the SBI customer care email ID.
Via Customer Care
To avail of a new PNB ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1800-180-2222/ 1800-103-2222.
