If you want to feel like being rewarded every day, go for an HDFC Bank Rewards debit card. The reward program of this debit card allows you to earn up to 2000 Reward Points each month. The card has fuel surcharge reversal so that you save when you spend on fuel for your vehicle. An additional bonus is the personal accidental death insurance cover worth Rs. 5 Lakhs that cardholders are entitled to get.
Features of HDFC Bank Rewards Debit Card
On joining the membership of HDFC rewards debit card, one is getting the welcome voucher from eBay. in and merchant discounts from Apollo Pharmacy.
Makes you earn reward point on everyday spends
The reward program of the Reward debit card of HDFC bank makes you earn huge reward points when you are swiping the card at big brands like BPCL, Big Bazaar, Snapdeal, Payzapp, IRCTC, Apollo Pharmacy, etc.
The HDFC rewards debit card also offering road, rail, or air accident cover worth Rs 5 Lakh. For claiming the same, it is a must that the card is swiped once every 30 days.
Air accident coverage
The card offers Rs 25 Lakh as air accident coverage if the tickets were booked using the card.
Zero Liability cover:
The zero liability coverage is provided to the cardholder against any fraudulent transactions up to Rs 1 Lakh that take place at a point of sale. You can only claim as long as the loss or theft of card information is provided to the officials within 30 days of card loss.
The eligibility criteria to apply for HDFC Bank Rewards Debit Card
Individual Account holders (Savings Account/Corporate Salary Accounts & Senior Citizens) are eligible to apply. Existing eligible customers can also upgrade their accounts to apply for this card.
If you are new to HDFC bank, you are required to open an account with the bank. For this, you need to download the account opening form from the bank’s website. After that, fill in the form to apply for an EasyShop platinum debit card.
Once you have completed the form with the required information, submit it to any of the nearest HDFC branches of the bank. Once processing is complete, your debit card will be sent to your mailing address.
Fee and charges
|Annual Fee||Rs 500+ applicable taxes|
|Add-on-card||Rs 500+ applicable taxes|
|Decline charges on insufficient balances||Rs 25+ applicable taxes|
|Foreign Currency mark-up||3.5% + applicable taxes|
|Make-up charges for each POS transaction or railway bookings||Transaction charge of 1.8% of the transaction amount|
In case you are an existing account holder in HDFC bank, here are the steps to follow: