Barclays Bank Classic Chip Debit Card

Post demonetization in India, the use of Barclays Bank Debit cards, UPI payments, Credit Cards, and online banking has increased significantly. One of the most popular debit cards is the Barclays Bank Classic Chip debit card, which is offering services like fund transfer, bill payments, online transactions, etc.

Here are the features of Barclays Classic Chip Debit Card

High security

The Barclays Chip-based international debit card is a contemporary form of banking. It comes with the enhanced security features to make the transactions safe and hassle-free.

Global access

The Barclays cardholder enjoys access of bank accounts at over 80,000 Visa/Visa Plus ATMs in India and over a million ATMs across the globe.

High limits

The withdrawal limit of Barclays debit card is up to Rs 50,000 per month from ATMs. If we talk about the purchase limit, it is set as Rs 50,000 per day.

Convenient shopping worldwide and locally

Using the Barclays debit card, one can shop at more than Rs 3, 25,000 outlets in India and 13 million outlets globally. The amount spends on shopping gets directly debited from the account in rupees, no matter what currency is spent when shopping overseas.

24x7 assistance

The cardholder can avail of comprehensive Visa Global Customer Assistance Service (GCAS) whenever he/she travels overseas. This privilege assistance service is being offered by Visa. This can be used for lost or stolen card reporting, emergency cash assistance, or miscellaneous information that may be needed when traveling abroad.

Lost card liability insurance

The Classic Chip Debit Card comes with a reassuring cover of up to Rs.50,000 against misuse/fraud in the case of a lost card.

Benefits of holding Barclays Debit Card

  • The card comes with a nil admission charge and processing charge. It is free for use in the first year. In the second year, a small amount of Rs 75 is applicable as a  service charge. 
  • The debit card offered by Barclays bank comes with a validity of 5 years. It is counted from the date of card issuance.
  • The debit card could be used for availing of services like withdrawing cash, paying bills, online shopping, booking a ticket, and purchasing fuel at the petrol pump, etc.
  • Avail of exciting discount offers on swiping the card at various eCommerce websites.

The eligibility criteria to apply for Barclays Debit Card

  • To apply for Barclays Bank Debit Card user should have a savings account or current account in Barclays Bank.
  • The minimum age requirement to apply for a Barclays Bank Debit Card is 18 years.
  • How to apply for Barclays Bank Classic Chip Debit Card
  • If a user does not have a Barclays Bank Savings account or Current account, then one must first open an account in Barclays Bank branch.
  • The bank will issue the card ranging from 7-21 working and send the same to the customer’s registered address.
  • After this bank customer can collect the PIN for the card from the branch or Bank would send the PIN to the registered address through a separate post.
  • Now finally customers can avail Barclays Bank banking facility at any of Barclays Bank network ATMs or through another bank ATM.